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CapOne & FOS


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Just curious has anyone had a claimed settled in full when they've referred it to the FOS for a credit card claim.

 

I had Lloyds TSB, bank claim settled in full with interest but haven'r found any threads relating to credit card charges.

 

Ta

Settled:

Lloyds TSB - SETTLED IN FULL £2094

MBNA/Abbey Credit Card - SETTLED IN FULL - £460

Sainsbury's Bank Credit Card - SETTLED IN FULL - £50

Ongoing:

3 credit cards,

EGG - £220 - With FOS

MINT - £20 - With FOS

Captial One - £340 - With FOS

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  • 2 weeks later...

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Settled:

Lloyds TSB - SETTLED IN FULL £2094

MBNA/Abbey Credit Card - SETTLED IN FULL - £460

Sainsbury's Bank Credit Card - SETTLED IN FULL - £50

Ongoing:

3 credit cards,

EGG - £220 - With FOS

MINT - £20 - With FOS

Captial One - £340 - With FOS

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I've used the Ombudsman for plenty of claims and found they get results but recently things seem to be taking longer. I'm doing Cap 1 at the moment and FOS wrote to me a couple of months ago saying they wouldn't refund the full amount and I'm still waiting. It takes time but it's free.

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Good to know m8, as i haven't found any posts about credit card claims through the FOS, just bank ones.

 

The FOS sorted my Lloyds claim within a month and i got interest :D

 

Lets hope they can pull it off for CrapOne

Settled:

Lloyds TSB - SETTLED IN FULL £2094

MBNA/Abbey Credit Card - SETTLED IN FULL - £460

Sainsbury's Bank Credit Card - SETTLED IN FULL - £50

Ongoing:

3 credit cards,

EGG - £220 - With FOS

MINT - £20 - With FOS

Captial One - £340 - With FOS

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The threads going through the Ombudsman are all mixed in with the bank charge claims. I have 2 cases ongoing with the Ombudsman at the moment, which i can't put on the details just yet, as Lloyds know who i am.

 

The Ombudsman will do the Credit Card charges, but i have noticed recently it is taking about 8 to 12 weeks.

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