Jump to content


  • Tweets

  • Posts

    • well we cant help you without information. we need to SEE the org TfL Letter and your reply. we also need to see the SJPN court forms upon WHAT you are ACTUALLY charged with and if there is a TIC List requiring your signature next to each journey and how many journey's are on the list? scan these upto ONE mass PDF read upload CAREFULLY. if your 'lie' of lost card is included in the court docs within a written statements , i can't see you escaping a criminal conviction...sorry. dx    
    • thanks for the fuller story now... sadly on most assumptions you are wrong. i cant see you going anywhere with this . the file can appear twice on your file, but doesn't hurt you twice. OC's are not obliged to default a debt before sale (though if they dont - it renders the debt useless to a debt buyer) . thus Lowell just left it and in 2021 their entry fell off due to 6yrs of no reporting. lowell didn't 'write it off' its an automated CRA File process . The old EE entry was held on your file because of the AP markers, they are a real bugbear to any account and if its never defaulted can cause an account to show for 12yrs on cra files regardless to any balance or not. in your case its sadly somewhat immaterial that EE erroneously used AP, it appears it didn't actually harm you. you cleared the EE entry bal by paying £69 in 2022, that wouldn't have changed anything really. the AP markers held it on your file. so either EE now remove it or you await it's natural drop off 6yrs from the last AP mark.  
    • So my CPR request has come back from Overdales, the same multipage 29 page agreement that came back via the CCA, plus notice of assignment. However no Default notice, or Statement. They just confirm that they have raised a request for a copy of each,.
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Overturning a stay


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6012 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Morning all,

I have appealed to try and get the stay overturned on the following grounds,

 

that bank failed to file any documents to be relied on in court, written statements or a skeleton argument within 14 days of the proposed hearing and have therefore argued that the bank forfeited the right to contest the claim.

 

The date of the hearing to lift the stay has been set for 28/11/07 and whilst I have my doubts that this is a sound legal argument I,m willing to chance a no show from the bank involved and hopefully this will leave the judge no other choice than to award in my favour.

 

Are my reasonings valid ? Any advice would be welcome.

Link to post
Share on other sites

If the banks solicitors have ignored the courts directions yes they are, or at least it will put the banks solicitors on the back foot and into very deep water.

 

What did your Judge direct the bank to do before your hearing? this will be detailed on the hearing notice you got from the court.

 

Have you sent everything the court asked you to send?

 

pete

Link to post
Share on other sites

Pete,

good morning and thanks for reply.

 

With regard to the original hearing date I sent all the relevant arguments (as detailed on this forum) to Barclays and the court at the end of August for a September 14th hearing and recieved nothing in return from the bank.

The stay was then granted on the 8th september and this has formed the basis of my appeal, that Barclays forfeited the right to defend the claim.

I filled in the application notice (n244) and sent fee and have had a copy of this returned, along with a notice of hearing of application (1400 28/11/07) and a general form of judgement or order ( District Judge A******, upon reading the ex parte application, orders that this matter be listed on notice on the first open date with a time estimate of 1 hour). Nothing I can see where the judge is directing the bank specifically.

I'm hoping that Barclays either will, contact me before said date and settle or that they will be a no show on the hearing date and the judge will have no option but to lift the stay.

The only slight issue is that I'm fighting this for my son and whilst I will be in court with him, I assume he will have to do the speaking and therefore will have to keep the argument short and simple. I am also surprised the court has allocated 1 hour for what seems a fairly straight forward yes or no situation.

Anyway, any further advice would be greatly appreciated.

 

Ian

Link to post
Share on other sites

Hello Ian, when I was in court the other day, a few of us were heard at the same time. Before the hearing a lady asked if she could speak on behalf of her mother, (her mother was there) She was granted permission to speak on her behalf. Hope this is of some help, Hils

Link to post
Share on other sites

Hi Ian

I was in court yesterday to try and get my stays lifted on my business and personal claims. My cases were the same as yours in that Barclays did nothing the court had asked them and yet I did everything and paid the fees (£530 in total so far). He still refused to lift the stay and quoted a paragraph from Barclays defence papers for the Oft case that the barrister handed to him during the hearing.

Hope you have better luck.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...