Jump to content


  • Tweets

  • Posts

    • Definitely move the cars ASAP, the bailiff will come back and clamp them, don't wait bailiffs can now call on Sundays and most Bank Holidays.
    • What should you do? Totally ignore them. Next time you are there take photographs of Athena's notice at the entrance to the car park plus the position of the others as well as any difference between the T&Cs of their signs. Also a picture of their payment meter as the T&Cs there are often different from the signs. Check with the local council to see if Athena have permission to erect signs and ANPR cameras under the Town & Country [Advertisements] Regulations -they are often online these days. Also ignore any future correspondence from them and their unregulated debt collectors and do not be afraid of ever escalating fees most of which have no basis in Law. The time to come back to us is if they send you a letter of claim where a snotty letter to them may discourage them.Also read other threads on here to get an idea of the numties you are dealing with. One amoeba has more intelligence than all the car parking rogues together. It is still worthwhile contacting Lidl even without your receipt and especially where you have a record of regular visits to them.
    • First, I'm a bit surprised that your local police force has the manpower and time to waste chasing up a complaint from a member of the public that a motability car's paperwork may not be in order, bearing in mind that most forces can't be bothered to follow up reported burglaries, if stories in the popular press are to be believed.  But if that's what the police officer has told you, that's what he's told you.   If you want to follow up his suggestion to make a complaint, check your local force's website for how to do so.  Or (bearing in mind the history of problems that you've had before) write straight to the Chief Constable (website again).   Simply say you want to make a complaint about the number of times your daughter (or whoever) has been stopped by the police for no apparent reason.  Give a list of when and where this has happened and what the outcome was (presumably that the police took no further action).  I would also add that in the latest incident the police officer actually suggested making a complaint about the number of stops.  Not only do you (or your daughter or son or whoever it is) find this police action to be extremely distressing, but you also consider it a waste of scarce police resources.   Ask for an explanation as to why this keeps happening and ask for an assurance that the police will stop doing it.   You may also want to add (see what others advise about this) that the police officer in the latest incident also told you that they had received a call from someone saying that the car's paper work "might not be in order".  Say that you are concerned that whoever made this false allegation is wasting police time.  (You may want to think carefully about this as it may not improve your daughter's relationship with her neighbour!  If the allegation came from the neighbour.)   Those are my initial thoughts but it's a bit late to be thinking clearly.  See what others suggest rather than just relying on my suggestions.   [The letter really needs to come from your daughter (or whichever family member keeps being stopped) and not you, unless you can make it perfectly clear in the letter who it is that is being stopped etc. and that you are complaining on their behalf.  Is that clear?]
    • yes I missed out an important word there didn't I 'properly' ..
  • Our picks

ED1237

Ed v Natwest Business

style="text-align:center;"> Please note that this topic has not had any new posts for the last 4308 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Having completed all my personal account, I decided to go after Natwest for the business account. I have completed the letter sending stage, the filing, beat thier Solicitors in thier attempt to obtain a stay and am now in the process of compiling the bundle. The amount claimed is just shy of £50k. Once I am successful with this one, I intend to reclaim the previous 11 years for which I have the statements for.:-D


Please Click The Scales if I have been of help to you.

 

 

Kensington Mortgages withdrawn. no costs

NatWest Settled in full

Abbey Court Settled in Full

Capital 1 settled in full

Halifax settled in full :D

Share this post


Link to post
Share on other sites

Wow! A £50K claim?

 

Bet Nat West and Cobbetts are just loving you! ;)

 

Shout up if you need any help Ed.............but sounds as though you're doing great ;)

 

Good luck x


Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

Share this post


Link to post
Share on other sites

can I ask what the amount is made up of, did you use Contractual interest or statutory?


Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

Share this post


Link to post
Share on other sites

Way to go. It's no wonder that British industry is on its knees with banks so intent on destroying businesses! I am after 2k from Natwest and 2k from LTSB on business accounts but you have just reminded me to look at our old partnership accounts to see how much we should be reclaiming from them.:D Best of luck.


BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

Share this post


Link to post
Share on other sites

Ed, do you have the relevant T&C's to include in the bundle for this account? :confused:


Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

Share this post


Link to post
Share on other sites

Just make sure your claim is airtight. They will try to pull it to pieces. I was sucessful with Nat West with my business claim which came in at £25. Don't be scared to ask anything however trivial it may seem. Good luck.


A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

Share this post


Link to post
Share on other sites

Hi Hedgey,

 

I have the the T&C's for 2002 but not 2001, and Natwest kindley sent me a copy of the current ones when they offered £8k F&F which I chose not to accept.


Please Click The Scales if I have been of help to you.

 

 

Kensington Mortgages withdrawn. no costs

NatWest Settled in full

Abbey Court Settled in Full

Capital 1 settled in full

Halifax settled in full :D

Share this post


Link to post
Share on other sites

Duplicate posting


Please Click The Scales if I have been of help to you.

 

 

Kensington Mortgages withdrawn. no costs

NatWest Settled in full

Abbey Court Settled in Full

Capital 1 settled in full

Halifax settled in full :D

Share this post


Link to post
Share on other sites

Hi lula,

 

I have gone for Stat interest. Although I have gone for contractual on my personal claims on the grounds of Custom or Usage I didnt have the courage to go for contractual on this amount. I did input it onto a contractual spreadsheet and it came out at £120k which scared the living daylights out of me. Has anyone any experience of the witness statement for the bundle?


Please Click The Scales if I have been of help to you.

 

 

Kensington Mortgages withdrawn. no costs

NatWest Settled in full

Abbey Court Settled in Full

Capital 1 settled in full

Halifax settled in full :D

Share this post


Link to post
Share on other sites

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

Share this post


Link to post
Share on other sites

Steven4064 has the business T&C's for 2001 Ed, I'll ask him to link you to them. They may come in handy. ;)


Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

Share this post


Link to post
Share on other sites

You will find the 2001 Business T&Cs here

  • Haha 1

Steven

 

Using CAG Toolbar will generate much needed income - Download Here

 

Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

My Wins

 GE Money Won unconditionally May 2007

NatWest Won unconditionally August 2007

Brighthouse Won unconditionally August 2007

Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)

Clydesdale Financial Services (now BPF) Won unconditionally February 2008

 

Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.

 

Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.

 

Share this post


Link to post
Share on other sites

thanks guys printed of and added to the bundle.


Please Click The Scales if I have been of help to you.

 

 

Kensington Mortgages withdrawn. no costs

NatWest Settled in full

Abbey Court Settled in Full

Capital 1 settled in full

Halifax settled in full :D

Share this post


Link to post
Share on other sites

Oh bugger. just re-read the court directions. Bundle due on by 4pm 8th not 26th as i had previously read. The 26th is the date on which the negotiation period ends. Any help with what must be in my statement will be gratefully appreciated. It looks like it will be a long night.


Please Click The Scales if I have been of help to you.

 

 

Kensington Mortgages withdrawn. no costs

NatWest Settled in full

Abbey Court Settled in Full

Capital 1 settled in full

Halifax settled in full :D

Share this post


Link to post
Share on other sites

You will need

 

1. the basic court bundle from the templates thread (minus all the consumer stuff naturally)

2. Your schedule of charges

3. All the statements which are referenced in the schedule

4. Bank T&Cs

5. A statement of evidence - a basic outline of the case:

 

a) that you had/have an account (details) with defendant (between dates)

b) that they levied charges in respect of purported breaches of contract (unauthorised OD, referred DDs etc) listed in the schedule

c) that the T&Cs they believed entitled them to do this are such and such - quote T&Cs

d) the charges levied are far in excess of any damages they incurred as a result of your breach of contract (list evidence from court bundle)

e) the charges are therefore unlawful penalties at common law (quote cases - Dunlop, etc)

 

I presume you have read the guide to business claims


Steven

 

Using CAG Toolbar will generate much needed income - Download Here

 

Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

My Wins

 GE Money Won unconditionally May 2007

NatWest Won unconditionally August 2007

Brighthouse Won unconditionally August 2007

Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)

Clydesdale Financial Services (now BPF) Won unconditionally February 2008

 

Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.

 

Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.

 

Share this post


Link to post
Share on other sites

Thanks again guys.


Please Click The Scales if I have been of help to you.

 

 

Kensington Mortgages withdrawn. no costs

NatWest Settled in full

Abbey Court Settled in Full

Capital 1 settled in full

Halifax settled in full :D

Share this post


Link to post
Share on other sites

Hi Ed, we got our charges back from Natwest yesterday - well the offer letter anyway. Limited company account, but only £1800 and nothing like the amount you are after. They said they would respond within 8 weeks and they did - if you add on an extra day or so for weekends. They would not pay the interest we claimed but we needed the money so were quite happy with just getting the charges back.:D Keep on trucking.


BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

Share this post


Link to post
Share on other sites

Well don Goldlady. At the end of the day we all do what we need to do so I completly understand you settling.


Please Click The Scales if I have been of help to you.

 

 

Kensington Mortgages withdrawn. no costs

NatWest Settled in full

Abbey Court Settled in Full

Capital 1 settled in full

Halifax settled in full :D

Share this post


Link to post
Share on other sites

Finished bundle at 4:30 this morning. I have my local printer waiting for it this morning to copy. It will be filed at the court and posted to Cobbetts by lunchtime.


Please Click The Scales if I have been of help to you.

 

 

Kensington Mortgages withdrawn. no costs

NatWest Settled in full

Abbey Court Settled in Full

Capital 1 settled in full

Halifax settled in full :D

Share this post


Link to post
Share on other sites

Best of luck;)


BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...