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    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
    • In order for us to help you we require the following information:- [if there are more than one defendant listed - tell us] 1 defendant   Which Court have you received the claim from ? County Court Business Centre, Northampton   Name of the Claimant ? LC Asset 2 S.A R.L   Date of issue – . 28/04/23   Particulars of Claim   What is the claim for –    (1) The Claimant ('C') claims the whole of the outstanding balance due and payable under an agreement referenced xxxxxxxxxxxxxxxx and opened effective from xx/xx/2017. The agreement is regulated by the Consumer Credit Act 1974 ('CCA'), was signed by the Defendant ('D') and from which credit was extended to D.   (2) D failed to comply with a Default Notice served pursuant to s87 (1) CCA and by xx/xx/2022 a default was recorded.   (3) As at xx/xx/2022 the Defendant owed MBNA LTD the sum of 12,xxx.xx. By an agreement in writing the benefit of the debt has been legally assigned to C effective xx/xx/2022 and made regular upon C serving a Notice of Assignment upon D shortly thereafter.   (4) And C claims- 1. 12,xxx.xx 2. Interest pursuant to Section 69 County Courts Act 1984 at a rate of 8% per annum from xx/01/2023 to xx/04/2023 of 2xx.xx and thereafter at a daily rate of 2.52 to date of judgement or sooner payment. Date xx/xx/2023   What is the total value of the claim? 12k   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Did you inform the claimant of your change of address? N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ? After   Do you recall how you entered into the agreement...On line /In branch/By post ? Online   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes, but amount differs slightly   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. DP issued claim   Were you aware the account had been assigned – did you receive a Notice of Assignment? Not that I recall...   Did you receive a Default Notice from the original creditor? Not that I recall...   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Yes   Why did you cease payments? Loss of employment main cause   What was the date of your last payment? Early 2021   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No   -----------------------------------
    • Hello CAG Team, I'm adding the contents of the claim to this thread, but wanted to open the thread with an urgent question: Do I have to supply a WS for a claim with a court date that states " at the hearing the court will consider allocation and, time permitting, give an early neutral evaluation of the case" ? letter is an N24 General Form of Judgement or Order, if so, then I've messed up again. Court date 25 May 2024 The letter from court does not state (like the other claims I have) that I must provide WS within 28 days.. BUT I have recently received a WS from Link for it! making me think I do need to!??
    • Massive issues from Scottish Power I wonder if someone could advise next steps. Tennant moved out I changed the electric into my name I was out the country at the time so I hadn't been to the flat. During sign up process they tried to hijack my gas supply as well which I made it clear I didn't want duel fuel from them but they still went ahead with it. Phoned them up again. a few days later telling them to make sure they stopped it but they said too late ? had to get my current supplier to cancel it. Paid £50 online to ensure there was money covering standing charges etc eventually got to the flat no power. Phoned Scottish Power 40 minutes to get through they state I have a pay as you go meter and that they had set me up on a credit account so they need to send an engineer out which they will pass my details onto. Phone called from engineer asking questions , found out the float is vacant so not an emergency so I have to speak to Scottish Power again. Spoke with the original person from Scottish Power who admitted a mistake (I had told her it was vacant) and now states that it will take 4 weeks to get an appointment but if I want to raise a complaint they will contact me in 48 hours and it will be looked at quicker. Raised a complaint , complaints emailed me within 24 hours to say it will take 7 days till he speaks with me. All I want is power in the property would I be better switching over to EON who supply the gas surely they could sort it out quicker? One thing is for sure I will never bother with Scottish Power ever again.    
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Letter to a friend


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Dear Alcohol,

First and foremost, let me tell you that I'm a huge fan of yours. As my friend, you always seem to be there when needed. The perfect post-work cocktail, a beer at the game, and you're even around in the holidays, hidden inside chocolates as you warm us when we're stuck in the midst of endless family gatherings.

However, lately I've been wondering about your intentions. While I want to believe that you have my best interests at heart, I feel that your influence has led to some unwise consequences:

1. Phone Calls and Text Messages: While I agree with you that communication is important, I question the suggestion that any conversation of substance or necessity takes place after 2am. Why would you make me call those ex-boyfriends/girlfriends when I know for a fact they do not want to hear from me during the day, let alone all hours of the night ?? And why would you make me text people that I don't actually want to know about but seem to be unable to stay away from??

2. Eating: Now, you know I love a good meal, but why do you suggest that I eat a kebab, a butter chicken curry along with a sausage with cheese, onion and mustard. Washed down with WINE & topped off with a Kit Kat after a few sweet chilli and sour cream chips??

I'm an eclectic eater, but think you went too far this time!!

3. Clumsiness: Unless you're subtly trying to tell me that I need to do more yoga to improve my balance, I see NO need to hammer the issue home by causing me to fall down. It's completely unnecessary, and the black & blue marks that appear on my body mysteriously the next day are beyond me. Similarly, it should never take me more than 45 seconds to get the front door key into the lock !!!

4. Furthermore: The hangovers have GOT to STOP. This is getting ridiculous. I know a little penance for our previous evenings debauchery may be in order, but the 3pm hangover immobility is completely unacceptable.

My entire day is shot. I ask that, if the proper precautions are taken (water, vitamin B, Braed products & Aspirin) prior to going to sleep/passing out face down on the kitchen floor with a bag of popcorn, that the Hangover should be minimal and in no way interfere with my daily activities !!

ALCOHOL, I have enjoyed our friendship for some years now & would like to ensure that we remain on Good Terms.

You've been the invoker of great stories, the provocation for much laughter and the needed companion when I just don't know what to do with the extra money in my pockets.

In order to continue this friendship, I ask that you carefully review my grievances above and address them IMMEDIATELY !!

I will look for an answer no later than Friday 3.30pm (Pre Big Friday's Happy Hour(s)) on your possible solutions & hopefully we can continue this fruitful partnership!!!

Thank You

Your Biggest Fan

P.S. Things that are difficult to say when you're DRUNK...........

a) Innovative

b) Preliminary

c) Proliferation

d) Cinnamon

Things that are VERY difficult to say when you're DRUNK...........

a) Specificity

b) British Constitution

c) Passive-Aggresive Disorder

d) Transubstantiates

Things that are ABSOLUTELY IMPOSSIBLE to say when you're DRUNK................

a) Thanks, but I don't want to sleep with you

b) Nope, NO MORE booze for me

c) Sorry, but you're not really my type

d) No Kebab for me , thank you

e) Good Evening Officer, isn't it lovely out tonight?

f) I'm not interested in fighting you

g) Oh, I just couldn't - No One wants to hear ME sing

h) Thank You, but I won't make any attempt to dance. I have no co-ordination. I'd hate to look like a FOOL

i) Where is the nearest toilet? I just refuse to vomit in the street !!

j) I must be going home now , I have work in the morning

Consumer Health Forums - where you can discuss any health or relationship matters.

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The hangovers have GOT to STOP. This is getting ridiculous. I know a little penance for our previous evenings debauchery may be in order, but the 3pm hangover immobility is completely unacceptable.

 

Well said.............. I do hope our good friend alcohol listens to your plea - there's simply no need for it to trash the entire folllowing day. :grin:

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Well said.............. I do hope our good friend alcohol listens to your plea - there's simply no need for it to trash the entire folllowing day. :grin:

 

:lol: :lol: :lol:

 

And they get worse with each passing year -

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:lol: :lol: :lol:

 

And they get worse with each passing year -

 

Speak for yourself giz............ mine get worse with each passing day!! :lol:

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I have a problem with drink: It's too *&£^~$ expensive!

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Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

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I have a problem with drink: It's too *&£^~$ expensive!

 

Well you need to sort out the french house and invite us all over :)

 

The more you drink the more you save - is blue with you?

Consumer Health Forums - where you can discuss any health or relationship matters.

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I dont have a drink problem ........

 

I drink

Get drunk

Fall over

No Problem

 

:D

 

I've even cut out the falling over bit now. I just lie on the floor before I start.

 

:)

Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

 

If I've been helpful, please click my scales. :-)

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1. Phone Calls and Text Messages: While I agree with you that communication is important, I question the suggestion that any conversation of substance or necessity takes place after 2am. Why would you make me call those ex-boyfriends/girlfriends when I know for a fact they do not want to hear from me during the day, let alone all hours of the night ?? And why would you make me text people that I don't actually want to know about but seem to be unable to stay away from??

 

I've frequently thought that handset manufacturers are missing out on a must have feature that needs to be added to mobile phones to prevent the above problem. By simply adding a breathalyser feature that cuts out once blood alcohol levels reach a certain level and prevents any useage of the phone much embarrassment the following morning could be avoided

 

Failing that phones could be programmed to lock after a certain time and require a long complicated series of key presses that would be impossible when drunk (and probably also when sober) to regain the phones functionality

All my posts are made without prejudice and may not be reused or reproduced without my express permission (or the permission of the forums owners)!

 

17/10/2006 Recieve claim against me from lloyds TSB for £312.82

18/10/06 S.A.R - (Subject Access Request) sent

03/02/07 Claim allocated to small claims. Hearing set for 15/05/07. Lloyds ordered to file statement setting out how they calculate their charges

15/05/07 Lloyds do not attend. Judgement ordered for £192 approx, £3 travel costs and removal of default notice

29/05/07 4pm Lloyds deadline for payment of CCJ expires. Warrant of execution ready to go

19/06/07 Letter from court stating Lloyds have made a cheque payment to court

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I've frequently thought that handset manufacturers are missing out on a must have feature that needs to be added to mobile phones to prevent the above problem. By simply adding a breathalyser feature that cuts out once blood alcohol levels reach a certain level and prevents any useage of the phone much embarrassment the following morning could be avoided

 

Failing that phones could be programmed to lock after a certain time and require a long complicated series of key presses that would be impossible when drunk (and probably also when sober) to regain the phones functionality

 

LOL

 

My laptop should have this setting.

 

:D

Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

 

If I've been helpful, please click my scales. :-)

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Crapulam terriblem habeo - I have a terrible hangover

 

 

Vinum bellum iucunumque est, sed animo corporeque caret - It's a nice little wine, but it lacks character and depth

I'm not an expert so check everything I tell you, however click me scales if I've been useful.

Light travels faster than sound. This is why some people appear bright until you hear them speak.

 

There is no freemasonry like the freemasonry of Golf

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