Form N1

[salty_seadog]

Hi all,

 

just filling in the form, ready for submission on Wednesday, the N1 form, brief details of claim, i have put "Credit card reclaim of charges" is this ok? in the value i have put "see attached document" as all details of value are there, is this ok? I have used the new super duper POC.

 

cheers

 

salty

[WendyB]

I put " Moneyclaim for the return of charges levied to the Claimants Credit Card Account by the Defendant.

 

Then in Value

Charges xxx

Interest xxx

 

Plus interest pursuant to County Courts Act s.69 from the date of issue to the date of judgement at xxx pence per day or at such rate and for such period as the Court deems just.

[drufcdragonno12]

Plus interest pursuant to County Courts Act s.69 from the date of issue to the date of judgement at xxx pence per day or at such rate and for such period as the Court deems just.

 

Are you going to put this in Salty, or are you going to go for the CCI option only, as discussed in your other thread??

[salty_seadog]

cheers for the replies.

 

I will be putting in the "Plus interest pursuant to County Courts Act s.69 from the date of issue to the date of judgement at xxx pence per day or at such rate and for such period as the Court deems just."

 

This doesn't give them the option of dishing out 8% instead of the 24% or whatever does it!

[drufcdragonno12]

This doesn't give them the option of dishing out 8% instead of the 24% or whatever does it!

 

It sure does!! Take a look at my posts on your thread......

http://www.consumeractiongroup.co.uk/forum/capital-one/116648-statatory-interest-ci.html

 

I would particularly take note of this comment from (site helper) Steven 6064 "if you know what you are doing, you can claim compound contractual interest on top INSTEAD of the 8% simple interest."

[salty_seadog]

Right i know this sounds a stupid question, but in the value i am going for contractual interest (at the purchase rate) should i be also adding into the value the s.69 @ 8% as well

 

at the moment my value is £447.75 this is made up of £264 charges & £183.75 interest (@18.52APR) should i be adding £61.58p to this as well?

 

I'm using the new super duper POC.

 

cheers

 

salty

[ukaviator]

Hi Saltyseadog

 

If you go for contractual interest, you can't claim the 8% as well. This is only done at the court stage, providing you are not claiming any other interest. What you need to do is, in the POC, put down the 8% as an alternative, in case the judge thinks that CCI is too much.

[salty_seadog]

The deed has been done! both claims are now in the hands of the courts! so now starts the waiting game!

 

salty

[ukaviator]

Great. . just the wait.