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mcol stayed but no news


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Hi I put a claim in for charges against Lloyds TSB in the middle of July, just before the test case.

I did this foolishly on MCOL and have not had any information sent to me saying that the case is automatically stayed.

should I have at least recieved a letter informing me of this?

They have cashed my court costs.


Another question is I have another couple of claims to put in which are for credit cards which apparently are not affected by the oft test case but they will probably be stayed anyway. Does it cost money to have the stay lifted and if so can it be claimed back from the bank?

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You should have had an order staying your MCOL claim from Northampton County Court - do you have your claim number, as you'll need to contact them to confirm this? (0845-601 5935 or [email protected])


As for the other claims, they probably will be stayed but you can apply to the Court to have this lifted because the OFT case doesn't involve Credit Cards as they've already investigated this area. You can simply write to the Court you issued from to ask them to lift the stay - chances are they will refuse it, but you will be given the option to attend a hearing by writing back within 14 days of that ordering being made to contest it. (You may have to pay a Court Fee for the application/hearing, but that will be down to the Courts discretion - they should tell you if you need to pay, but will probably deal with it without you making payment)

Always happy to help where I can!


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