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    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
    • I have now received my SAR. It includes a great deal of information! Is there a time limit on how long account information is kept and/or can be provided to debtors? I have received many account statements which were not previously sent to me. I remember that the creditor should provide explanations of any acronyms and abbreviations that maybe used in the documents. Is this still the case? Also what, if any, are the regulations in regard to adding fees to a debt? Can fees be added to a debt after the court has approved a charge on a property. Perhaps due to the numerous owners of the debt, many payments I made were not properly recorded on the account, some were entered over a year after the payment was made! Following the Legal Charge, I paid every month until my payments were refused. I am trying to compute the over payments, but the addition of fees etc. is confusing me. Any comments and/or help would be appreciated.
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Chess - cancellation of contract


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Hi everybody

 

My brother runs his own business from home and is having a great deal of difficulty with a couple of telephone providers and it's been going on for months. I've asked him to explain what's been happening...

 

"Bloke from Unicom came round, signed me up on home & work phone. Told him i was under contract to Chess, he said that they usually don't bother, should let you go and even if they don't they can take the line at the end of the contract.

So, signed up. Home phone changed no problem. Get a phone call from Chess, saying that if i changed now then there would be possible cancellation charges. I said OK. then Unicom tell me that Chess refused to let them have the line - unicom said this was against the law, chess said it wasn't. Line finally moved on 3rd August. Unicom send me a letter to confirm this. I cancelled the Direct Debit to Chess. Get a bill from Chess at the end of August including 25 +VAT charge for cancelling the DD. Phoned them up, spoke to someone who said just to pay the call charges part, also spoke to someone who said they would see about getting the DD charge cancelled so sent payment for call charges for August. Now i'm getting letters saying that i need to pay them interest and that my service (which they haven't supplied for over 2 months) will be suspended if i don't pay. I also asked for a copy on the contract back in august, they said it was a recording cos its a verbal contract and would need to send away for it but would send it to me on CD. Still waiting. Wrote to them explaining all this and asked them to refund the charges and close my account. they wrote back saying that they can't refund them until i've had a invoice for cancellation charges

At the moment, the account is still open, the charges still stand as when i spoke to those people on the phone what they said never happened, i still haven't had a copy of my contract (latest on this is that the person who does it is 'away'). Whenever i ring them all i get is 'I can't do that it needs to go to this department or that department' I never get to speak to anybody who actually is able to do anything. Now they are saying that the charges still stand but they can't tell me what the cancellation charges are, can't tell me if the DD charge will be refunded and haven't sent me any final bills / cancellation charge invoices.

This has been going on for about 4-5 months now. Customer service is useless, i never get to speak to someone who can actually do anything, its always has to be passed on to another department but you never get to speak to that department. As far as i can see the current situation is that i'm waiting for this copy of the contract, my account is still open, i am probably going to get 3 months bills amount as cancellation charges with a possible 25 + VAT on top for cancelling a direct debit once my service with them had stopped"

Does anyone have any advice on what to do?? He just seems to be drawing a blank everytime he speaks to these people and I think one day he's going to implode!!! If he gets charged £25+VAT for cancelling a direct debit then that's just ridiculous. Should he send a SAR as they haven't sent him his contract yet?

 

Any help is very much appreciated.

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