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help need you to guide me further!!!!!


bounty hunter
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I have sent a cca to my dca, they have replied back and said they have put the account on hold for 28 days until they obtain/send cca...what are my legal rights here? how long do i have to wait? Is there a certain expiry date where they go into default? Many thanks

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They have 12 + 2 days to reply & provide the CCA, if they fail you are entitled to withold further payments. After a further 30 days if they have still failed to supply the requested CCA they will have committed an offence.

Anthrax alert at debt collectors caused by box of doughnuts

 

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17 Port & Maritime Regiment RCT

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After 12 WORKING days the "debt" is in default and stays that way until the request is complied with.

If a FURTHER month passes then the DCA has committed a summary criminal offence and the matter should be referred to Trading Standards for action.

 

I hope this clarifies some things.

Be VERY careful whose advice you listen too

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As an aside, considering the fact that DCA's work 7 days a week surely the 12+2 should be academic? :D

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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