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Hi

 

I sent off another letter in Feb via recorded delivery to Welcome re my SAR, without a reply from them. I called them today and they say that this will be sent to be within 14 days (I doubt it). They have never chased me for this amount nor served a default notice, so I am wondering if they hold all the information that I require. After reading a few posts on this site, I am wondering if I can take my complaint to the FOS once I start my claim back for the PPI. I took the car finance out in 2004 and I have read that anything taken out prior to 14/1/2005 then FOS can't help. Is this correct?

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Hi Tracy

I Think I Might Have Cracked It

 

The Reason Why They Are Stalling On The Sar

Is Agreements Back Then Were Bog Roll

Also, I Seen A Lot Of Threads Where Welcome Did Not Even Have An Agreement.

 

I Had Two Acounts With Welcome In 2004.

When I Took Them To Court, One Agreement Was Crap,

The Second, Only Addmitted In Court Was They No Longer Had It

 

Its A Long Time Going This Thread,

Makes You Wonder Why Welcome Have Not Made A Move

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Hi Postggi

 

I am glad to hear you have had some success with this lot. I did wonder why they haven't chased me for this amount. I really need to get this sorted as the only thing stopping me getting credit is because of Welcome registering missed payments for the last 2 years onto my credit file. Do you know if this can be reported to the ICO as this is wrong information they are giving to the CRA's. Really, I should have been defaulted for this a long time ago?

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Ime Digging Out A Template For You

You Are In The Same Posistion As Me

Just Want To Get Rid Of Welcome

 

I Had To Take Them To Court

 

I Me Alot Wiser Now And With Any Luck You Will Not Have To

 

Ill Dig It Out

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YOU NEED TO SEND THIS TO COMPLIANCE IN NOTTINGHAM

SEND RECORDED DELIEVERY

 

LETS START TURNING THE SCREW

 

LETTER BEFORE ACTION

Section 7 – Data Protection Act 1998

 

Dear Sir/Madam

 

Account: xxxxxxxx

 

You have failed to comply with my Data Protection Act Subject Access Request dated (Insert Date).

 

If you do not comply within the next 7 days I shall seek a Court order obliging you to do so together with damages at the discretion of the Court and without any further notice.

 

 

Yours faithfully

 

 

 

 

 

[name]

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Cheers. I asked them today on the phone how long it will take them to send me my SAR and they said 14 days. I said that this was unacceptable due to me waiting 2 years for it. However, I have no intentions of calling them again, I think all contact with this lot should be done in writing. I will send this letter tomorrow and lets see what happens. Do you think I should still contact the ICO regarding the info on my credit file. Have you had the same experience with your credit file?

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When I First Took On Welcome It Was All Gung Ho

 

With These People Its One Step At A Time.

You Find Out Where They Have Fouled Up And Exploit

 

Ill Let You Into A Little Secret

 

Welcome And Ppi Are Getting A Right Bashing At The Moment

 

I Can Say 100 % That The Ppi Info Will Not Be In Your Sar

 

Ill Post Some More Details Tommorow But You Are Going To Have To Contact A Company Called Direct Group Ref The Ppi.

 

Its To Do With Undeclared Commission Payments Welcome Get, If Prooved It Invalidates The Finance Agreement.

 

Welcome Have Been At It For Years And It Is Now Scaring Them.

We Are Talking Millions.

 

 

Just Wait And Let Me Know What Info You Get Back In Your Sar

 

Being A 2004 Agreement I Am Sure It Will Be Crap,

 

They Needed To Have Two Colums On The Agreements

One For The Car Finance And A Second For Ppi Etc

 

Welcome Early Agreements Did Not Have This

 

Case Closed

 

Takes Time But Worth It

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I would like to ask someone to look at my credit agreement I had with welcome, but I am unsure how to add the scanned copy I have to this site. I have joined photobucket, but I am unsure where to go from there. Can anyone advice?

 

Thanks

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Hi

 

I would be grateful if someone could look at the following attachments for me. One is my credit agreement I had with Welcome and the other is a summary of charges I was sent when I vt'd my car. I would be grateful for any thoughts.

 

Thanks

welcome cca.jpg

welcome 2.jpg

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Very interesting post this one.

Have Welcome agreement from 05 myself with soem spurious charges on the paperwork as well as ppi.

will watch this post and learn.

 

Finished with the banks now and 4 grand to the good. now for this lot...

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Some files are automatically "resized" by windows you need to click on the prperties of the jpeg and see how many megapixels it is and see what the sent item is. then you can go from there. Let me know and ill try and help.

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Thanks Martski

 

Im usually not too bad at things like adding attachments, but for some reason I cant seem to add them. I have emailed them to Postggi and he is kindly going to add them for me. One of the files reads the following: 789 KB (808,645 bytes) and the other reads 1.26 MB (1,326,199 bytes). I have clicked on manage attachments or the attachment icon on the messageboard and uploaded from there, but obviously i am doing something wrong:confused::confused::confused:

 

I hope you are successful in your fight with Welcome too!

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