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    • Yes that looks fine. It is to the point. I think somewhere in the that the you might want to point out that your parcel had been delivered but clearly had been opened and resealed and the contents had been stolen
    • Hi All, I just got in from work and received a letter dated 24 April 2024. "We've sent you a Single Justice Procedure notice because you have been charged with an offence, on the Transport for London Network." "You need to tell us whether you are guilty or not guilty. This is called making your plea."
    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
    • In anticipation of lodging my court claim next Weds 1 May (14 days after advising P2G that was my deadline for them to settle my claim) I have completed my first draft POC as below: Claim Claim number: xxxxx Reference: P2G MAY 2024   Claimant xxxxx   Defendant Parcel2Go 1A Parklands Lostock Bolton BL6 4SD  Particulars of Claim The defendant has failed to arrange for the safe delivery of the claimant's parcel containing a 8 secondhand golf clubs (valued at £265) that was sent to a UK address using their delivery service (P2G Reference xxxxx). The defendant contracted Evri to deliver the parcel (Evri Reference xxxxx) and refuses to reimburse the claimant on the grounds that the claimant did not purchase their secondary insurance contract. The defendant seeks to exclude their liability in breach of section 57 Consumer Rights Act. The secondary insurance contract is in breach of section 72. The claimant seeks reimbursement of £265, plus P2G fees of £9.10, plus postage costs for two first class letters to P2G of £2.70, plus court fees, plus interest. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from xxxxx to xxxxxx on £276.80 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £xxxx   Details of claim Amount claimed £276.80 I look forward to your thoughts and comments guys! As ever, many thanks - G59    
    • Hmm, that's strange how they got my email then.  I assume the below is ok to send to DCBL, Nicky?  Hello, I am writing regarding our ongoing dispute and the upcoming court claim reference xxxxxxxx. To ensure fairness and transparency in our communications leading up to the court hearing, I request that you use postal mail exclusively for all further correspondence related to this claim. Please refrain from sending any communication or documents via email. Thank you for your understanding and cooperation. If you have any questions or need clarification, please feel free to contact me via postal mail at the address provided above. Yours sincerely, xxxx
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Skins V Egg **WON**


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Can i ask everyone's advice on what they would do.

 

I have followed all the steps and the 14 days is up on the LBA. Also sent breakdown of charges.

 

I have recieved a letter saying they will not refund the charges to my account.

 

Here are my thoughts

 

1. £16 charges, so will a judge really find in my favour?

2. If i file a claim is it worth them turning up for just for a £100?

3. Should I wait for the test case?

4. Has anyone else won with egg in last month or so...!?

5. Any more thoughts.............!?

 

 

I just don't know what to do. £100 is £100 after would be nice to get it back. Not end of the world if I give in I suppose.

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I have recieved a letter saying they will not refund the charges to my account.

 

Did Egg say they will not refund your charges fullstop? Or did their template letter say "£16 charge is lawful as per OFT. You say £16 is unlawful but do not produce any evidence to support it." Egg are waiting to see if you understand the position and can make your case by letter. If you cannot make it in a letter you cannot make it in court, so they would have no reason to pay you off.

 

Unlike Capital One who threaten every claimant with confrontation in court but settle at the last minute, when Egg say they will meet you in court they will. In court Egg would say £16 is the OFT approved figure as of 5th April 2006, and you would have to convince the judge otherwise. No way would the judge award 100% refund. In November 2005 in Oxford court even a barrister claimant could only get refund of charges above £5.

 

After the bank charges test case verdict in December or January, no way will there be 100% refund of Egg charges. If the verdict were £12 for example, although not binding on credit card charges, the figure would likely influence your judge.

 

The best option is to send the moc1982 letter asap to show you know what to say in court to cause Egg maximum embarassment. For 6 months Egg have been settling 100% before court when receiving that letter, in most cases volunteering to add 8% p.a. Statutory Interest on top.

 

If you want to add a second embarassing question, then look up the Dublin hyperlinks under my signature, and ask Egg -- why £16 charge when it is £3 in Dublin? The best option is a 100% refund by Egg before court. Egg are not scared of the law, but they do not like to face articulate claimants. The tide is not flowing in favour of claimants now, though 100% Egg refund is still trickling through, just.

 

The wheel has turned successfully 70 times, no point reinventing it. See Sticky: V-E Day: Victory over Egg5 and moc1982 v Egg

 

GL, but quick.

 

 

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Egg have turned up before for no money, just to defend a Default Notice.

 

When Egg want to defend what they regard as a point of principle they will turn up, to discourage the others.

 

Only one instance have I read, of Egg promising to defend in court but then abandoning their cause on the day by not turning up. Yasmin wrestled with Egg for 18 months, and when the final court hearing of the series arrived Egg had had enough. Yasmin won by outfacing them, but it appeared Yasmin also had had enough.

 

In the Small Claims Court even if you lose, all informed opinion is that you would not be required to pay for Egg barrister costs. In one instance the judge made a compromise ruling that the refund to the claimant be reduced to partially offset Egg's legal costs.

 

 

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  • 1 month later...

*** Won *** inc contractual intrest

 

 

Just wanted to let the dust settle for a couple of weeks before opening my mouth.

 

Guys all I can say is carry on with credit card companies! Egg settled with the 14days of the 2nd letter.

 

So all, use the templates, stick to your guns and ask for contractual interest. they will pay up, i'm sure i wasn't just lucky!!

Thnks everyone who helps on this site!

 

Bring on the capitalone!!

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Well done. . Congratulations

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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