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    • I can only speak from personal experience. But a similar thing happened to me. Seriously dented door.  I made the other insurance pay. They regarded it as a write off. Took the money, replaced the door. Never heard anything more about it.    Except clearly someone sold my details to claims company, because I got loads of calls in bad English for a few month's 
    • The incident was 03rd March 2024 - and that was the only letter that I have received from MET 15th April 2024 The charge I paid was at the Stansted Airport exit gate (No real relevance now - I thought this charge was for that!!).   Here is the content of email to them (Yes I know I said I was the driver !!!!) as said above -  I thought this charge was for that!! "Stansted Airport" Dear “To whom it may concern” My name is ??  PCN:  ?? Veh Reg: Date of Incident: 03rd March 2024 I have just received a parking charge final reminder letter, dated 10th April 2024 - for an overstay.  This is the first to my knowledge of any overstay. I am aware that I am out of the 28 days, I don’t mean to be rude, this feels like it is a scam My movements on this day in question are, I pulled into what looked like a service station on my way to pick my daughter and family up from Stansted airport. The reason for me pulling into this area was to use a toilet, so I found Starbucks, and when into there, after the above, I then purchased a coffee. After which I then continued with my journey to pick my daughter up. (however after I sent this email I remember that Starbucks was closed so I then I walked over to Macdonalds) There was no signs about parking or any tickets machines to explains about the parking rules. Once at Stansted, I entered and then paid on exit.  So Im not show where I overstayed my welcome.. With gratitude    
    • Just to enlarge on Dave's great rundown of your case under Penalty. In the oft quoted case often seen on PCNs,  viz PE v Beavis while to Judges said there was a case for claiming that £100 was a penalty, this was overruled in this case because PE had a legitimate interest in keeping the car park free for other motorists which outweighed the penalty. Here there is no legitimate interest since the premises were closed. Therefore the charge is a penalty and the case should be thrown out for that reason alone.   The Appeals dept need informing about what and what isn't a valid PCN. Dummies. You should also mention that you were unable to pay by Iphone as there was no internet connection and there was a long  queue to pay on a very busy day . There was no facility for us to pay from the time of our arrival only the time from when we paid at the machine so we felt that was a bit of a scam since we were not parked until we paid. On top of that we had two children to load and unload in the car which should be taken into account since Consideration periods and Grace periods are minimum time. If you weren't the driver and PoFA isn't compliant you are off scot free since only the driver is liable and they are saying it was you. 
    • Thank you dx. I consider myself well and truly told :) x Thank you dx. I consider myself well and truly told :) x
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Cabot visiting on Monday - please help


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Hi

I have received a letter this morning from Cabot dated 2/10/07 stating that they will be visiting on 15/10/07 (next Monday!!!!!!) between 8am and 8.30pm.

 

It says if not convienient then to call them - which I am loath to do but this is the first contact I have had with them - no idea which debt it is so maybe I should call them?

 

Obviously I am going to CCA them but I can't get it posted until tomorrow and then there is another postal strike (I think) on Monday so am scared stupid so please help if you can.

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Don't worry.

 

Someone from Cabot visiting is about as likely as Gordon Broon seeing through his glass eye, or 'Swiss' Des Browne understanding the military.

 

It's a standard DCA tactic - I imagine the letter didn't expressly say 'visiting', but more likely 'calling'; sufficiently vague to allow it to be read as either turning up or telephoning. The chances are they will do neither - they are just trying to intimidate you into phoning them - which, of course, you should not do.

 

The OFT guidelines are quite specific - DCAs cannot call upon you unless they have made an appointment. You are, of course, under no obligation to agree to an appointment. Any DCA caller is also obliged to leave if asked to do so. Remember, DCAs have no legal authority whatsoever, despite their bluff and bluster. If anyone did turn up, just ask them to leave immediately, and if they don't, call the police.

 

You can ignore the letter - it's just part of the 'Threat-O-Matic' output.

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Just in case you read this first, I'll copy'n'paste my reply to your other thread:

 

 

Debt Collectors don't tend to follow through with their threats of a visit, but Cabot are a large organisation so I wouldn't rule it out.

 

As stated above, they've got no legal rights. They can visit you with your consent but you are perfectly within your rights not to let them in.

 

If you feel uncomfortable opening the door, talk to them through a letterbox or window, but limit your conversation to politely but firmly telling them to leave.

 

If they refuse to leave, inform them that you will call the police.

 

If you believe that matters are escalating, call the police and report a breach of the peace.

 

Remember, above all, that YOU are in control and you have the law on your side.

 

Send the letter [including the text posted by sequenti in t'other thread] off Recorded Delivery. It won't make it any quicker (especially with the stike action) but at least you'll have proof of delivery.

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  • Barclays: WON!!! It took four months but was totally worth it!
  • Cabot: I'm still waiting for an enforcable agreement, more than a year after requesting it. Go on, Uncle Ken, take me to court if you dare. You know you want to!
  • Elephant.co.uk: VICTORY - they admitted there was no debt!
  • Ashbourne Management (gym membership): Finally got my default removed and out-of-court settlement; I'm not finished with them yet!

<--- If I've been helpful please remember the scales ;)

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