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    • Yep, I read that and thought about trying to find out what the consideration and grace period is at Riverside but not sure I can. I know they say "You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is"  but I doubt they would disclose it to the public, maybe I should have asked in my CPR 31.14 letter? Yes, I think I can get rid of 5 minutes. I am also going to include a point about BPA CoP: 13.2 The reference to a consideration period in 13.1 shall not apply where a parking event takes place. I think that is Deception .... They giveth with one hand and taketh away with the other!
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    • the Town and Country [advertisments ] Regulations 2007 are not easy to understand. Most Council planing officials don't so it's good that you found one who knows. Although he may not have been right if the rogues have not been "controlling" in the car park for that long. The time only starts when the ANPR signs go up, not how long the area has been used as a car park.   Sadly I have checked Highview out and they have been there since at least 2014 . I have looked at the BPA Code of Practice version 8 which covers 2023 and that states Re Consideration and Grace Periods 13.3 Where a parking location is one where a limited period of parking is permitted, or where drivers contract to park for a defined period and pay for that service in advance (Pay & Display), this would be considered as a parking event and a Grace Period of at least 10 minutes must be added to the end of a parking event before you issue a PCN. It then goes on to explain a bit more further down 13.5 You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is. 13.6 Neither a consideration period or a grace period are periods of free parking and there is no requirement for you to offer an additional allowance on top of a consideration or grace period. _________________________________________________________________________________________________________________So you have  now only overstayed 5 minutes maximum since BPA quote a minimum of 10 minutes. And it may be that the Riverside does have a longer period perhaps because of the size of the car park? So it becomes even more incumbent on you to remember where the extra 5 minutes could be.  Were you travelling as a family with children or a disabled person where getting them in and out of the car would take longer. Was there difficulty finding a space, or having to queue to get out of the car park . Or anything else that could account for another 5 minutes  without having to claim the difference between the ANPR times and the actual times.
    • Regarding a driver, that HAS paid for parking but input an incorrect Vehicle Registration Number.   This is an easy mistake to make, especially if a driver has access to more than one vehicle. First of all, upon receiving an NTK/PCN it is important to check that the Notice fully complies with PoFA 2012 Schedule 4 before deciding how to respond of course. The general advice is NOT to appeal to the Private Parking Company as, for example, you may identify yourself as driver and in certain circumstances that could harm your defence at a later stage. However, after following a recent thread on this subject, I have come to the conclusion that, in the case of inputting an incorrect Vehicle Registration Number, which is covered by “de minimis” it may actually HARM your defence at a later stage if you have not appealed to the PPC at the first appeal stage and explained that you DID pay for parking and CAN provide proof of parking, it was just that an incorrect VRN was input in error. Now, we all know that the BPA Code of Practice are guidelines from one bunch of charlatans for another bunch of charlatans to follow, but my thoughts are that there could be problems in court if a judge decides that a motorist has not followed these guidelines and has not made an appeal at the first appeal stage, therefore attempting to resolve the situation before it reaches court. From BPA Code of Practice: Section 17:  Keying Errors B) Major Keying Errors Examples of a major keying error could include: • Motorist entered their spouse’s car registration • Motorist entered something completely unrelated to their registration • Motorist made multiple keying errors (beyond one character being entered incorrectly) • Motorist has only entered a small part of their VRM, for example the first three digits In these instances we would expect that such errors are dealt with appropriately at the first appeal stage, especially if it can be proven that the motorist has paid for the parking event or that the motorist attempted to enter their VRM or were a legitimate user of the car park (eg a hospital patient or a patron of a restaurant). It is appreciated that in issuing a PCN in these instances, the operator will have incurred charges including but not limited to the DVLA fee and other processing costs therefore we believe that it is reasonable to seek to recover some of these costs by making a modest charge to the motorist of no more than £20 for a 14-day period from when the keying error was identified before reverting to the charge amount at the point of appeal. Now, we know that the "modest charge" is unenforceable in law, however, it would be up to the individual if they wanted to pay and make the problem go away or in fact if they wanted to contest the issue in court. If the motorist DOES appeal to the PPC explaining the error and the PPC rejects the appeal and the appeal fails, the motorist can use that in his favour at court.   Defence: "I entered the wrong VRN by mistake Judge, I explained this and I also submitted proof of payment for the relevant parking period in my appeal but the PPC wouldn't accept that"   If the motorist DOES NOT appeal to the PPC in the first instance the judge may well use that as a reason to dismiss the case in the claimant's favour because they may decide that they had the opportunity to resolve the matter at a much earlier stage in the proceedings. It is my humble opinion that a motorist, having paid and having proof of payment but entering the wrong VRN, should make an appeal at the first appeal stage in order to prevent problems at a later stage. In this instance, I think there is nothing to be gained by concealing the identity of the driver, especially if at a later stage, perhaps in court, it is said: “I (the driver) entered the wrong VRN.” Whether you agree or not, it is up to the individual to decide …. but worth thinking about. Any feedback, especially if you can prove to the contrary, gratefully received.
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Daughter v Yorkshire Bank


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Please can someone give me some advice.

I had a visit from the Court Bayliff yesterday looking for my daughter, she no longer lives here but works in Cheltenham and stays with different friends in that area. This is however her postal address. It appears that when she closed her Yorkshire Bank account about 3 years ago she was slightly overdrawn and so they didn't close it. They continued to add charges on and the Baliff had a warrant for £894. She has had no summons, or judgement come to this address. This is honestly the very first she has heard of it!.

As the majority of this Debt is made up of Bank charges, can she get it stayed.

Please help, I feel so sorry for her! The Yorkshire bank led herdown a very rocky road continually increasing her loan and giving her TWO credit cards when she was just 18. She was really starting to get herself on her feet when they knock her back again.

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I'm assuming the bank have got a CCJ against your daughter? It's only if you don't pay on a CCJ that further enforcement action such as bailiffs can be used. What bailiff firm was the bailiff from? Are you sure it wasn't a debt collector - very different to bailiffs.

 

If it is bailiffs then the first thing to remember is do not let them in - county court bailiffs have no powers of forced entry UNLESS they first get 'peaceful entry' ( through an open or unlocked door or open window ).

 

You can apply to get the warrant suspended - see link below.

 

National Debtline England & Wales | Debt Advice | Factsheet 08 Reducing Payments Or Suspending A Bailiffs Warrant On A County Court Judgment

 

If she wanted to defend the claim ie if she doesn't owe all or some of the money ( sounds like loads of potentially illegal charges in there ) then she would need to apply for the CCJ to be 'set aside' as this will put it back to the claim stage. Again see link below. Will certainly be worth sending CCA request to the creditor as well...

 

National Debtline England & Wales | Debt Advice | Factsheet 12 How To Set Aside A Judgment In The County Court

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Thanks so much for that.

I assumed he was from the court but I was so shocked I forgot to ask for ID.

I have got her to send of a SAR today so the bank know she is seriously going to contest this, but I thought it might have gone to far to be of any use.

Thanks again for your very helpful advice.

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  • 2 weeks later...

Update on situation: Submitted form to county court for the CCj to be set aside on the 8th October with £65.00 fee, borrowed from her dad. They were returned to her on the 15th with a note saying that fee had increased to £75.00 . What a load of hassle the £65 pounds was refunded to her even though her dads name was on the cheque.

Have now re-summitted form. This is going to give me a 2nd heart attack.

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  • 1 month later...

Some good news at last!!!!

My daughter had a notification of a hearing for her set aside to be heard on the 3rd December 2007 before the dreaded Judge Mackenzie. We were just in the process of filling in her N244 to apply for an adjounment when a letter arrived from Jeremy Sutcliffe (Yorkshire Bank in disguise) saying they consent to her application for a set aside and the proceedings can be dismissed with no order for costs.

Saved her £75.00 she can't afford anyway.

 

Guess that counts as a victory.

Also now have her statements and they owe her £1953 plus interest. Guess what letter they are going to receive now !!!!!

 

Thanks for all the help I received to get to this stage.

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