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Which way to go?

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Hello everyone, it's fistermish here, I have followed the advice given on this website, and have now reached the stage of legal action or the financial ombudsman. My question is which way to go?, is one path superior or faster than the other?, also, I have not seen any addresses for the FOS during this latest search, any advice would be most gratefully received, many thanks, fistermish.

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Hello and welcome to CAG.


Is the action for Bank Charges or Credit Card?


Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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