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Proof due in Aberdeen this week

RBS gave in today!!! Usual e-mail- as follows quote


As you are aware, a Proof has been set for Friday, 5 October in this

> matter. The Bank is of the view that its charges are fair, reasonable and

> transparent and that the amounts debited to your account have been applied

> in accordance with your agreement with its terms and in compliance with

> all applicable laws and regulations. As such, the Bank does not accept

> that it has any liability to you in law or that your claim has any

> prospects of succeeding in court.


> As a goodwill gesture, and in settlement of your action, the Bank has

> offered to pay you the full amount of charges you are seeking, amounting

> to £180. The offer also included £39 to refund your expenses in bringing

> the action, and interest from the date of citation of the court

> proceedings. You have not accepted this offer on the basis that you are

> seeking interest from an earlier date.


> The Bank is of the view that on a commercial basis, it would not be

> efficient to go to court over the matter of interest as the difference

> between the monetary amount the Bank has previously offered you in

> settlement of your action and the amount you are still seeking would not

> make going to court a cost-effective option.


> As a gesture of goodwill and without admission of liability, the Bank is

> now willing to pay you the total sum of £272.10 in settlement of your

> court action. This sum consists of £180 in respect of the charges applied

> to your account, £53.10 in respect of interest from the date each charge

> was applied to your account to Friday, 21 September when the cheque was

> drawn up and £39 refunding your expenses in bringing the action.





written entirely without prejudice to my whole rights and pleas in law and may not be founded upon in any proceedings.:lol:

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Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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Fantastic news Douglas!



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I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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Nice work.


Was this sent by the Bank themselves or their litigation team ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.



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That was sent by a trainee solicitor in their Group Litigation team. I suspect they may use trainees because they may have a different status from qualified solicitors wrt the law society rules!!! In any event I intend to complain to the Law Society about their conduct. I will post the complaint and replies.

written entirely without prejudice to my whole rights and pleas in law and may not be founded upon in any proceedings.:lol:

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Well done Douglas :D






Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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