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POC details!!!


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HI Queenjomati.

 

I know its 7 pages long but it does cover every aspect on the procedure and look whos put it together.

 

I think it will be worth your while to print it off if you want to get the claim going in the right direction. It sounds very proffesional and if you read it over again then youll probably get the jist of it better. Ive read it about 3 or 4 times now and all of its still not sunk in :o but then thats me. LOL.

Think you should go with it.

 

Regards :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Also remember the new poc is for CURRENT accounts only.

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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Have read through the POC again, I think i understand where it is going. halifax has already given back some of my charges as a goodwill gesture which i wrote back and said where is the rest (using a template). In the POC there is a bit in section 16 under Regulations ...

the Client demanded repayment of the sums wrongly debited.

17. The defendant has not repaid them or any of them. ............

What do i do ? Do I change it to the defendent has not repaid all of them , as they have given some back?

 

 

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These pocs have adapted from those written by a QC and are the property of Reclaim the Right and Martin Lewis' Money Saving Expert. people, and its not recommended to change anything.

 

It is perfectly ok as it stands. There have been so many of these used.

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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