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Equidebt CCA - Confusion?


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the 6 years runs from the last acknowledgement in writing of the debt or the last payment - not from the date of the 'agreement'.

Nationwide - Prelim sent 02/07 - MCOL filed 04/07 CHARGES SETTLED IN FULL!!

Woolwich- Prelim sent 04/07 - Offered 90% - 06/07 accepted

MBNA - Prelim sent 02/07 - CCA request sent 03/07 - CCA reply (illegible + no T&Cs) - DCA sent packing - Restons now trying - gone quiet

Citicard - Prelim sent 02/07 - CCA request sent 04/07 - replied 04/07 No contract & not enforcing!- passed to 1st Credit- gone quiet

Egg - Prelim sent 02/08 - 3 letters - full offer 03/08 SETTLED IN FULL!!

(All starry, rep, clicky thingies gratefully received!)

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Hi Nakered, if you have the same letter heading as me from CAS, if you look right at the bottom, in small writing, it will say that Credit Ancilliary Services is a wholly owned susbidiary of Equidebt Holdings Limited. They operate from the same address as well (Wellesbourne Warwickshire). If Highland Associates contact you, they're also feeding from the same trough

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Yes, ECI, Highland, CAS (Credit Ancillary Service) and Equidebt are all the same thing.

 

This is just the classic scenario of passing it to another desk for someone else to have a go, so nothing has really changed.

HOIST BY THEIR OWN PETARD.

 

Blimey it works....:-)

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Thanks everyone for your input, advice is always welcome!

I've just checked my Experian credit report, and it looks like this particular debt will "fall" off my report automatically after 6 years. This'll make my credit score a bit healthier.

:):):)

Smile **WON** £1903.00 :lol:

Data Protection Act sent 24/01/07, Prelim sent 6/02/07, LBA sent 22/02/07

Smile (again!) Prelim sent 22/03/07

 

Abbey (Claiming £2315.00)

Data Protection Act sent 29/01/07, Prelim sent 6/02/07, LBA sent 22/02/07

GOGW £185.00 received 19/03/07

Handed Court N1 19/06/07

Deadline up 17/07/07

 

SmileVISA

Data Protection Act sent 23/02/07

 

Studio Cards ** WON ** (Claiming £613.19)

Data Protection Act sent 26/02/07, Prelim sent 14/03/07

GOGW £261.70 received 24/03/07

Sending LBA 26/03/07

Offer accepted!

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I, too, have had these experiences of Equidebt and their ancillary named DCAs.

 

You are welcome to view my thread (running almost TWO years):

 

Brooksdad v Woolwich

 

:cool:

.

NEW CLAIMANTS PLEASE FIRST READ FREQUENTLY ASKED QUESTIONS AND FORUM RULES

 

Link:

FAQ

 

ANY ADVICE OFFERED IS A PERSONAL OPINION AND IS GIVEN AS SUCH

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