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barclaycard have filed a defence!


the wynn
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What have they entered as their defence and what was your POC?

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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there denying that its a breach of the 1999 act and basically saying that it my fault for breaches the bterms of my contract by making late payments

i am claiming back only £212 plus £17.44 interest

and i have to fill in a question aire from the courts

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We need to know exactly what their defence is and your Particulars of Claim.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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  • 4 weeks later...

just an update the courts have issued a stay pending on the 'testcase' in the next day barclaycard sent a letter saying they will pay what they owe including statuary interest!

however the amount they want to settle on is about £30 short of my claim, is this a mistake by them???? shall i except or carry on

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The testcase could take a very long time. Personally I would take the money, although ultimately the decision is yours as to whether you feel their offer is acceptable or not.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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