Jump to content


debt collectors


alex12
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5183 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

HI

My problem began 10 years ago when my son had a bust up with his then girlfriend. After about 6 months he got a letter from a DDA stating he owed money on a contract mobile phone.My son has never had one, only pay as you go. After a number of letters and phone calls they believed him and asked for copies of signitures on passport and driving licence and one on a separate piece of paper.The last conversation was they acknowleged his writing was different to the form they had and were passing to the fraud dept. We thought it was over but recently got letters from other agencies asking for money owed. It has obviously been sold on a few times and a letter came yesterday demanding money owed to them and it was another company again.

Any HELP on how to convince these people its not my son's debt. We think the girlfriend may have something to do with this but cant prove it, even though we informed the police at the time.

Any help would be gratefully recieved.

alex icon8.gif

Link to post
Share on other sites

If the debt is more than six years old it is statute barred. Obviously your son has never acknowledged the debt or paid them anything. In which case they cannot enforce the debt against him, or anyone else for that matter. They are trying to use scare tactics to collect ancient debts and they have no right. There will be a suitable letter on here which hopefully someone will point you to - if not I will have a look for you.

  • Haha 1

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

Link to post
Share on other sites

Send them the Statute barred letter as a fishing exercise;

http://www.consumeractiongroup.co.uk/forum/general-debt/20758-creditors-dcas-letter-templates.html#post162366

 

What's interesting though is that a contract based upon an act of fraud can't become Statute barred, so if they do try that on you've got them both ways if they admit they know it was a fraudulent account.

 

Good luck, Dave.

  • Haha 1

If my post was helpful don't forget to click the star!

Advice is offered freely, without liability and without prejudice.

If in any doubt professional legal advice should be sought.

 

I do not profess to be in any way legally trained, I am a big

oily truck driver and all I know has been learned within the

Consumer Action Group.

 

FAQ's

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

 

Trying to stop smoking?

http://www.consumeractiongroup.co.uk/forum/give-up-smoking-here/

 

A dummies guide to the forums

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

--

KEEP WILDLIFE IN THE WILD

http://www.bornfree.org.uk

BORN FREE FOUNDATION

--

Link to post
Share on other sites

Hi

Thanks for your replies. only the first company 10 years ago verbally agreed it looked like fraud. We didnt hear any more for some time then got odd letters now and then, we rang to tell them we were not paying a debt that we havent had. It is a different company each time. I think every time we ring and refuse to pay after explaining the story it gets passed to someone else. Some have been threatening but never followed the threats of legal action. My son doesn't live with us now and hasnt for 5 years but the letters still come to my address.

Thanks again going to look at templates now, will keep you informed

alex

Link to post
Share on other sites

Hi,

 

This so called debt has been passed to other DCA'S over the years so the first one obviously hasnt told of the fraud to others. How do I get them to take it seriouslyand check properly and not keep selling it on?

These letters are upsetting and worry my son even though he has never signed for any contract phone ever.

sorry to be a pain:evil:

alex

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...