Jump to content


gargoil V Bank Of Scotland


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6151 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Have just started claims against Smile and Capital One, my next target is the Bank Of Scotland who have been a thorn in my side for a good few years. Have taken in all the information on the site but still have one question before I can initiate my plan of action against them. I have had (past tense) 3 accounts with BOS, 2 at one branch, 1 at another. I am just wondering when I send my DPA notice to them can they ask for £10 to provide statements for each account,ie £30 or should one payment of £10 cover all of them? I am not sending the letter to the branch but to the suggested address in Rosyth! Thanks in advance for any help! :)

BOS

Claim No.3 for £589.75+8%, Decree received, Sheriffs Officers instructed to serve a charge 21/4!

Claim No.4:- claiming £1507.00, Court Papers submitted 5/4 !

Link to post
Share on other sites

  • Replies 134
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Hi gargoil, one £10 payment for all 3 accounts, just list them in the one letter.

BOS Prelim : 19/06/06 Owed : £382: offered £90.LBA sent 02/07/06, Delivered: 04/07/06. Offer increased to full £382 but with condition. Settled 4/11/06.

Data Protection Act sent to BOS CC : 19/06/06. Acknowledged : 03/07/06 Statements Received : 11/07/06 owed £845

Statements received for closed BOS account: 27/07/06, Owed £2596.52

First claim on closed BOS account now started - £735 Prelim received 7/11/06 LBA sent 5/12/06, Offered Full £735 but with conditions. Claim filed 22/01/07

CapitalOne-£1247, settled in full.

LloydsTSB- £910, sttled in full.

 

LET BATTLE COMMENCE

Link to post
Share on other sites

Thanks forthe reply,DPA notice now sent and as your sig says "Let battle Commence!":D

BOS

Claim No.3 for £589.75+8%, Decree received, Sheriffs Officers instructed to serve a charge 21/4!

Claim No.4:- claiming £1507.00, Court Papers submitted 5/4 !

Link to post
Share on other sites

  • 3 weeks later...

Received a letter through today(halfway through the 40day period) saying that they cannot process my request for one of my accounts as they require more information on the account in question. They want info such as sort code, roll number,type off account and date closed. Definate delaying tactic as how hard can it be too put my name,address and account number into their computer to find these details? Why do I need to supply them? QAnd if they can't get th edetails how do they even kno th eaccount is closed as I didn't inform them of this. The letter does however state that I'll receive the data within the 40 day deadline I set out for them so at least I have that in writing from "them". Bunch of bar stewards!!! It is addressed Dear Sir / Madam so looks like a standard letter, and is signed...

 

Nicola Inett

Data Protection Consultant

Business Risk - Retail

 

"Business Risk" is this perhaps a team BOS have to deal with things like that. Yes I am a threat.

 

Address on letter for people sending Data Protection Act to BOS is.....

 

HBOS

Trinity Road

Halifax

HX1 2RG

BOS

Claim No.3 for £589.75+8%, Decree received, Sheriffs Officers instructed to serve a charge 21/4!

Claim No.4:- claiming £1507.00, Court Papers submitted 5/4 !

Link to post
Share on other sites

Received statements for 2000-2004 today, about the size of the yellow pages, assume the rest will arrive soon. Thats 20days after sending the Data Protection Act. Gonna take me ages to total up but on adding up 1 year on 1 account I am at over £450 already so I'm expecting this to run to a good few grand!

BOS

Claim No.3 for £589.75+8%, Decree received, Sheriffs Officers instructed to serve a charge 21/4!

Claim No.4:- claiming £1507.00, Court Papers submitted 5/4 !

Link to post
Share on other sites

Received rest of statements to present day for 2 of the accounts a rough totalling gives about £2900-£3000. Going to spend tonight compiling spreadsheet and then hand deliver them down to my local BOS tomorrow afterwork!! :D

BOS

Claim No.3 for £589.75+8%, Decree received, Sheriffs Officers instructed to serve a charge 21/4!

Claim No.4:- claiming £1507.00, Court Papers submitted 5/4 !

Link to post
Share on other sites

My guesstimate was a bit on the low side, turns out I shall be claiming for £3290. So I hand delivered my prelim letter today to my local branch, it was all very polite and friendly and I got a receipt no problems. A lot nicer than the hassles of the RBOS yesterday (see my RBOS thread!) But just because the BOS are being nice doesn't mean I'll play nice!! :D

BOS

Claim No.3 for £589.75+8%, Decree received, Sheriffs Officers instructed to serve a charge 21/4!

Claim No.4:- claiming £1507.00, Court Papers submitted 5/4 !

Link to post
Share on other sites

good for you, good luck

 

T

I will not be held liable for any advice/comments given... if in any doubt please consult professional advice.

 

HBOS Acc1 - Small Claim Filed 31/07/06 - WON -21/8/06 - MCOL -06/09/06 - WON 13/09/06

 

HBOS acc2 -Small Claim Filed 02/08/06 - WON 13/09/06 - Round 2 Prelim Letter sent 14/09.06 - LBA sent 27/09/06 - MCOL 16/10/06

 

HBOS acc3 Prelim Letter sent 14/09/06 - LBA sent 27/09/06 - MCOL 16/10/06

Link to post
Share on other sites

Received acknowledgement this morning and a copy of their "compaints" booklet which was useful as I'm low on toilet paper!! :D

BOS

Claim No.3 for £589.75+8%, Decree received, Sheriffs Officers instructed to serve a charge 21/4!

Claim No.4:- claiming £1507.00, Court Papers submitted 5/4 !

Link to post
Share on other sites

I tend to find them a bit on the 'shiny' side for that unfortunately...

 

Ahem, sorry - pretty standard stuff so far, stick to your timetable & your refund will come!

 

Good luck

** I AM NOT A LAWYER, PLEASE CONSULT A QUALIFIED PROFESSIONAL IF YOU ARE IN ANY DOUBT **

 

I have successfully claimed against: "MBNA, Capital One, Bank of Scotland & Clydesdale Bank"

 

The Consumer Action Group is a Self-Help website, Moderators & Site Helpers offer advice on a voluntary basis. Please spend time reading the FAQ's, and other cases relating to your bank before starting your own claim

Link to post
Share on other sites

  • 2 weeks later...

LBA on the way to the BOS today! Had a wee panic as my printer wasn't working but a few hits wi a hammer and its hunky dory again!! :)

BOS

Claim No.3 for £589.75+8%, Decree received, Sheriffs Officers instructed to serve a charge 21/4!

Claim No.4:- claiming £1507.00, Court Papers submitted 5/4 !

Link to post
Share on other sites

Not long to court time now. I am wondering one thing though. I understand in Scotland it is best to break it down into £750 sections and do one claim at a time. However as I am claiming for 2 different accounts can I claim for £750 for each of them in tandem or do I have to still do them at different times?

BOS

Claim No.3 for £589.75+8%, Decree received, Sheriffs Officers instructed to serve a charge 21/4!

Claim No.4:- claiming £1507.00, Court Papers submitted 5/4 !

Link to post
Share on other sites

Was just on the telephone to a very helpful young man from Bank Of Scotland. I'm going to make a claim for 3 accounts and am at court papers stage in a few days for 2 of these accounts. The third account i never received any info when the DPA SAR was sent. Was busy with other claims so didn't chase it up as I don't think they'll be many charges going through this account!Decided to chase it up now so telephoned BOS customer relations this morning. I got put through to the "team" dealing with this and the guy I got was pretty mush th emost helpful person I've ever spoke to at a bank. This account is a bit more complicated than the others as it was a joint account between myself and an ex-partner till late 2005 and is now souly controlled by my expartner. The guy said he would take on my case personally and get all the correct paperwork straight out to me. I asked him if they were bogged down with these requests and he says they are inundated with them. He said cases like mine where I haven't received all the info within the 40 days are being made a priority which is causing newer requests to take longer and longer to get the statements out to people. So I apologise to people who are just sending out the DPA this now for holding you guys up. At least it sounds as if th eBOS staff are getting some OT out of this anyway!! :D

BOS

Claim No.3 for £589.75+8%, Decree received, Sheriffs Officers instructed to serve a charge 21/4!

Claim No.4:- claiming £1507.00, Court Papers submitted 5/4 !

Link to post
Share on other sites

PS LBA time ends on tuesday (hoping they don't pay as the 8% interest I can then add on adds up to £1500) and will be putting court papers out a week today!! :D

BOS

Claim No.3 for £589.75+8%, Decree received, Sheriffs Officers instructed to serve a charge 21/4!

Claim No.4:- claiming £1507.00, Court Papers submitted 5/4 !

Link to post
Share on other sites

Am on the phone to BOS! They have "LOST" one of my accounts, which should still be open with a negative balance of approx £600-£700. I got the copy statements through and am at the end of the LBA 14 days. Was phoning for balance but account has "disappeared" off the system. Lady on the phone has spoken to several "departments" but it has went missing! Oh dear!! I fear this could lead to delays and problems come small claim court time!!

BOS

Claim No.3 for £589.75+8%, Decree received, Sheriffs Officers instructed to serve a charge 21/4!

Claim No.4:- claiming £1507.00, Court Papers submitted 5/4 !

Link to post
Share on other sites

Erm ,apparently they've said that they've recently "wrote off" the £700 debt on this account!! No idea why? They don't have any idea why either but they are sending me a letter to confirm this is the case. I was claiming £1800 +8% interest on this account, so that would have paid off the £700 and left me with £1100 but now I think the £1800 will be going straight into my pocket! :D :D :D

BOS

Claim No.3 for £589.75+8%, Decree received, Sheriffs Officers instructed to serve a charge 21/4!

Claim No.4:- claiming £1507.00, Court Papers submitted 5/4 !

Link to post
Share on other sites

probably best to send initial correspondence to your branch. It will get to where ever it should be going that way.

RBOS: Fob off letter recieved 28th June.

LBA for £2,690 & LBA for £3,240 sent 1st July. Replt to LBA'S recieved 14/7/06......fob off again!!! watch this space

:lol: MCOL submitted 19/07/06 :cool:

Link to post
Share on other sites

im just starting my claim with bos and i was going to send it to my branch but everyone seems to be sending it to other places whats the best one to send it to?

 

I took great joy in hand delivering my prelim letter to branch. I sent DPA and LBA to Cistomer Relations in Rosyth. Th efull address is in the BOS contact details sticky thread!! :)

BOS

Claim No.3 for £589.75+8%, Decree received, Sheriffs Officers instructed to serve a charge 21/4!

Claim No.4:- claiming £1507.00, Court Papers submitted 5/4 !

Link to post
Share on other sites

Ok LBA deadline was today and I have a letter from Elaine Brown, Customer Relations Manager.

 

"Dear gargoil

 

account numbers:-XXXXXXX&XXXXXXXX

 

Further to your letter of 18th July 2006 (my LBA!). I'm sorry that you have not yet had a full response to your concerns.

 

It has been necessary to order copy statements from another department for account no XXXXXX as it is closed. We should receive these within th enext day or two.

 

We're investigating your complaint, and you will receive a response from us as soon as possible, but certainly no later than 18th September 2006.

 

Our complaints leaflet which we sent to you previously, explains how we will handle your complaint.

 

Your sincerely

Elaine Brown"

 

So its off to court we go on friday morning to hand in papers for BOS (Already going to hand in RBOS papers at the same time.) have them all printed out and ready to go! Just wondering if it worth me emailing Elaine Brown and saying that I am now going ahead with court action, or should I just not bother and proceed with the action.

 

gargoil

BOS

Claim No.3 for £589.75+8%, Decree received, Sheriffs Officers instructed to serve a charge 21/4!

Claim No.4:- claiming £1507.00, Court Papers submitted 5/4 !

Link to post
Share on other sites

Sent an email through to customer relations FAO Elaine Brown,

 

"YOUR REFERENCE XXXXXXXXXX

 

Account numbers:- XXXXXXXX,XXXXXXXX

 

In reply to your letter dated 14th August 2006, the 28 days which I allowed you to comply with the request for the refund of penalty charges applied to the above named accounts expires today (15th) at 5pm. AS THESE PENALTY CHARGES WERE APPLIED TO MY ACCOUNT UNLAWFULLY I SHALL NOW COMMENCE WITH A CLAIM THROUGH MY LOCAL SHERIFF COURT ON FRIDAY 18TH AUGUST. I shall now be claiming not only for the refund of the penalty charges, totalling £3290 but also 8% interest, court fees, Data protection subject access fee, and reasonable costs to myself to bring this action to court.

 

Best Regards

 

gargoil."

BOS

Claim No.3 for £589.75+8%, Decree received, Sheriffs Officers instructed to serve a charge 21/4!

Claim No.4:- claiming £1507.00, Court Papers submitted 5/4 !

Link to post
Share on other sites

Now received a letter through this morning offering me £500 along with an acceptance form to sign away my rights to any further claim. So I phoned them up and said politely "Thanks but no thanks, I am proceeding with court claim tomorrow and you will now be liable for interest and costs!" So I guess it's court time tomorrow. For once I wished I lived in Engerland so I could claim it all at once rather than having to break it down into £750 chunks and put in several claims. Feel as if I am getting somewhere now though!! :D

BOS

Claim No.3 for £589.75+8%, Decree received, Sheriffs Officers instructed to serve a charge 21/4!

Claim No.4:- claiming £1507.00, Court Papers submitted 5/4 !

Link to post
Share on other sites

They are obviously struggling to deal with all these claims! I have just noticed the letter says...

 

"We reserve the right to close your account!"

 

Oh please don't close my account that has been closed for 2 years!!!!!!!! :D

BOS

Claim No.3 for £589.75+8%, Decree received, Sheriffs Officers instructed to serve a charge 21/4!

Claim No.4:- claiming £1507.00, Court Papers submitted 5/4 !

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...