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Bank Charges for Deceased?


bex1408
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Hi Everyone

 

Someone just asked me if it is possible to reclaim bank charges that were paid by someone who has died? Could a family member claim them as part of their estate or something?

 

Any advice appreciated.

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Hi bex,

 

Although the Data Protection Act only applies to "living data subjects" they should be able to obtain statements if they (relative acting on their behalf) are handling the estate.

 

If they are applying for probate, then this will be sufficient for them to act for their late relative - failing that, they will need a copy of the death certificate, and a letter of authority from an executor of his/her will, if he had one.

 

So essentially yes, charges can be reclaimed on behalf of someone who has died.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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