Jump to content


two questions...


seabro
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6059 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Q1 - mbna

have not provided copy of cca after 5 months. I have not paid them a penny since and they have not chased me. question is should i report to TS with a view to achieving complete closure in the matter or should i let this sleeping dog lie?

 

Q2 - barclaycard

been anout 2 months since I told them their cca was not up to scratch (missing prescribed terms) - I told them I would not be paying them another penny so get out of my hair. I have not heard a whisper since. Should I report to TS for same reasons as above.

 

In both cases a letter from creditor confirming that all is in order would be nice. What do you think?

Link to post
Share on other sites

My normal advice is to WAIT until they demand payment after the 12+month has expired then report them to TS for chasing an unsubstantiated debt.

So I guess the same thing applies here.

Now I wouldn't be surprised if these debts have been passed to a "friendly" DCA for action.

As and when you receive demands from the DCA then tell them that these debts are unenforceable as the OC has failed to comply with your CCA request, then you could approach TS about the whole affair.

Be VERY careful whose advice you listen too

Link to post
Share on other sites

Let sleeping dogs lie. I am.:D

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

Link to post
Share on other sites

Q1 - mbna

have not provided copy of cca after 5 months. I have not paid them a penny since and they have not chased me. question is should i report to TS with a view to achieving complete closure in the matter or should i let this sleeping dog lie?

 

Q2 - barclaycard

been anout 2 months since I told them their cca was not up to scratch (missing prescribed terms) - I told them I would not be paying them another penny so get out of my hair. I have not heard a whisper since. Should I report to TS for same reasons as above.

 

In both cases a letter from creditor confirming that all is in order would be nice. What do you think?

 

 

i would complaint to TS about MBNA but not Barclaycard, afterall, Barclays adhered to the request, it's just that the agreement was incorrect.

Link to post
Share on other sites

Let it be, await the day as CB has advised. Neither account can be sold on or enforced so its up to them.

I'm not an expert so check everything I tell you, however click me scales if I've been useful.

Light travels faster than sound. This is why some people appear bright until you hear them speak.

 

There is no freemasonry like the freemasonry of Golf

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...