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CI on Abbey (MBNA) Visa Card


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This may be something worth requesting as Abbey made an offer of £300 for CI I calculated to be around £400 for the last 6 years.


I have accepted this as I feel that although it is only 75% of what I requested it is still pretty damn good considering I have been informed it is dodgy territory to go into. This payment was made on top of a full payment of £525 for the charges.


I have requested the same from the Halifax and was initially turned down (£284 charges + CI), but have subsequently requested just the charges for which they have made an offer of £105 which I have rejected.


So if you have an Abbey/MBNA card then CLAIM FOR CI!!!!!

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I got 100% of my CI claim with both BoS and HSBC credit cards! However if you feel what you have been offered then go for it and well done :D

srfrench :eek:


Fight incompetance, stupidity, greed and unfairness......There's no excuse and no place for it in society, unless they really are! :wink:

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Hmmmm, I wonder whether it is worth chasing this then.


I realised the other day that my original request for CI of £400 didn't use a compound interest calculation (basically £20 x rate x no of days) so worked out to be about £110 short of what it should be.


My original LBA stated the incorrect CI amount so would I be able to send another one stating the correct amount and the reason for the difference or would this be taking the p*ss?

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  • 2 weeks later...

I dont see why you couldn't just re-issue an LBA stating that you have amended the interest.... I did with Barclaycard, I realised I had charged them 2% less than they charged me.

I won against MBNA, Nat West , Barclays, Barclaycard and PPI payments from Barclaycard

Abbey National still to go.... what will I do with my spare time?

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