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    • Hmm yes I see your point about proof of postage but nonetheless... "A Notice to Keeper can be served by ordinary post and the Protection of Freedoms Act requires that the Notice, to be valid,  must be delivered either (Where a notice to driver (parking ticket) has been served) Not earlier than 28 days after, nor more than 56 days after, the service of that notice to driver; or (Where no notice to driver has been served (e.g ANPR is used)) Not later than 14 days after the vehicle was parked A notice sent by post is to be presumed, unless the contrary is proved, to have been delivered on the second working day after the day on which it is posted; and for this purpose “working day” means any day other than a Saturday, Sunday or a public holiday in England and Wales." My question there is really what might constitute proof? Since you say the issue of delivery is a common one I suppose that no satisfactory answer has been established or you would probably have told me.
    • I would stand your ground and go for the interest. Even if the interest is not awarded you will get the judgement and the worst that might happen is that you won't get your claim fee.  However, it is almost inevitable that you will get the interest.  It is correct that it is at the discretion of the judge but the discretion is almost always exercised in favour of the claimant in these cases.  I think you should stand your ground and don't give even the slightest penny away Another judgement against them on this issue would be very bad for them and they would be really stupid to risk it but if they did, it would cost them far more than the interest they are trying to save which they will most likely have to pay anyway
    • Yep, true to form, they are happy to just save a couple of quid... They invariably lose in court, so to them, that's a win. 😅
    • Your concern regarding the 14 days delivery is a common one. Not been on the forum that long, but I don't think the following thought has ever been challenged. My view is that they should have proof of when it was posted, not when they "issued", or printed it. Of course, they would never show any proof of postage, unless it went to court. Private parking companies are simply after money, and will just keep sending ever more threatening letters to intimidate you into paying up. It's not been mentioned yet, but DO NOT APPEAL! You could inadvertently give up useful legal protection and they will refuse any appeal, because they're just after the cash...  
    • The sign says "Parking conditions apply 24/7". Mind you, that's after a huge wall of text. The whole thing is massively confusing.  Goodness knows what you're meant to do if you spend only a fiver in Iceland or you stay a few minutes over the hour there.
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Split Carter Claim - Egg Card - need certificate of satisfaction from Northampton


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hi everyone,

 

 

thanks for taking the time to read this,

 

i had a ccj from egg for part of what i owe them. (it acctually came from bryan carter solicitors).

 

i recently phoned them and paid the ccj of in full and they have now sent me a letter of satisfaction.

i obviously now need to get a certificate of satisfaction as i need this in a rush is it possible to go to northampton court and get the certificate on the day or would i have to wait for them to post it,

 

i know i would have to pay £15 and thats fine just I'm hoping that i can turn up to the court on monday morning and get the certificate i need.

 

any help anyone can give would be great.

 

thanks again

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Partial CCJ's are unlawful - you want to get this set aside. Ask the court for from N244.

 

s35 of the County Courts Act 1984 states

It shall not be lawful for any plaintiff to divide any cause of action for the purpose of bringing two or more actions in one or more of the county courts.”

 

PM tomterm8 - he's the expert on this one.

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"Why CCJ when you can CCA!"

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BC normally state on their PoC that they reserve the right to sue for the rest - wouldn't that invalidate the first claim as clearly they are bringing a divided action?

 

Also we have seen evidence that BC are suing for their own cut and the OC has no idea it's been to court - could he demand to see BC's instructions from the OC?

"Why CCJ when you can CCA!"

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He is not disputing the debt he has paid it

- he is acknowledging it went to court and unless I am missing something there is no POC on this thread part claim or other, he just wants a certificate of satisfaction.

Consumer Health Forums - where you can discuss any health or relationship matters.

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hi guys,

 

Thanks for the replies, and i will look into whether they can legally put a second action on the account.

 

The main thing i need to get sorted at the moment though is can i just go to northampton court on monday with the letter of satisfaction and get a certificate there and then or is there more to it than that? an help is appreciated

 

The reason its so important is that i've applied to rent a house with my girlfriend and the only thing stopping my application is this outstanding ccj on my credit file. The letting agents have said that if i can get the certificate, that will be enough to satisfy the search and let us get this house. i just need to do it asap.

 

thanks for reading.

 

hope your all having a good weekend.

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I was under the impression that Northampton was a bulk centre for multiple applications and online apps. However, give them a call on Monday morning, 0845 408 5302 Info About - County Court Bulk Centre - customer comments

if they have an office open to the public, then you can get your certificate. I know local county courts issue certificates.

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thanks for the replies.

 

i will wait til monday morning and give them a ring. i was hoping someone may have been to the courts and paid there. As northampton is a fair drive from here so was going to turn up for when they open.

 

thanks again for reading

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It's probably best if you ring them first - I don't know if you can get a certificate from a court other than the one that issued the ccj. Whatever, you should be able to get it sorted tomorrow.

 

Please post when you have got your certificate and let us know if you got it at Northampton OK. Any information you can give will be useful to someone else in the future.

 

Good Luck.

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thanks for the replies.

 

i will wait til monday morning and give them a ring. i was hoping someone may have been to the courts and paid there. As northampton is a fair drive from here so was going to turn up for when they open.

 

thanks again for reading

 

I've changed the title - to see if there is some more specific advice

Consumer Health Forums - where you can discuss any health or relationship matters.

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You can download form N443 from hmcourts-service.gov.uk and fill it in ready to take to the court. I would still ring them first thing tomorrow morning though - I can't see anywhere on the hmcourts website that says they don't issue certificates of satisfaction at their offices, but it's along way to go if you can't get it on the day. It does say though that you need to take the letter of satisfaction from the creditor. You can pay over the phone by debit or credit card, and, provided they have had notification from the creditor that you have paid, they will send out in the post.

 

Someone else may be along soon who knows more.........

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thanks again for the posts, i've been through the courts website for ages but cant find anywhere that it says i can get the certificate at the court, but it doesnt say anywhere that i cant either.

i will call them in the morning and once i know how it all works as to whether i can go to the court and get one i will post here so that anyone else with the same problem will know.

 

thanks

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i have a comment. Is is not best to leave it stand for the small amount knowing that they cant bring another action, then drag it all up getting the ccj set aside then having that **** carter send in a new claim for the full amount(and possibly win).

Some research by others has revealed that only one course of action may be taken against any debt. It's my opinion that BC bite the hand that feeds them by part claiming.

Once the CCJ is paid or you recieve the certificate of satisfaction i believe that no other action can be taken. It's against CPR rules. Tomterm has the thread somewhere.

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From HM Courts website:

How do I apply for a Certificate of Satisfaction?

Once the Court has confirmation that the debt is paid in full from the Claimant's Solicitor, we will mark our records to confirm it is cancelled or satisfied. You may then apply to the Court for a certificate of satisfaction or cancellation.

There is currently a £15.00 fee for this service. Cheques / Postal Orders should be made payable to 'HMCS'. Alternatively, you may telephone the County Court Bulk Centre helpline on 0845 408 5302 and make the payment via debit / credit card.

 

 

If you pay the court direct then you will shortcut the above. If you are paying the judgement within a month of the judgement you need to tick notice of cancellation rather than notice of satisfaction, if you are paying after a month then you tick notice of satisfaction. It is important you tick the correct box because the notice of cancellation will stop the CCJ appearing on your credit file altogether whilst the notice of satisfaction will show the CCJ as paid.

 

Just in case BC try taking you to court again for the balance please note the commentsby POET & Nitrous.

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Hi Nick49, how did you get on with Northampton CC today?

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hi guys,

 

i called them first thing this morning and they said that if you need it urgently then you can fax them the letter of satisfaction and they will fax you a copy back and send the certificate in the post or you can go down there between 9 and 5,

 

as i didnt have access to a fax i went down there and got the certificate within 5 minutes,

 

all the people i spoke to on the phone and whilst i was there were really helpful and friendly which was quite refreshing after talking to bryan carter and co.

 

thanks to everone for their help

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That's great news - I hope you manage to get the house you're after renting and that you'll be happy there. Good luck for the future.

 

Feel free to tip the scales of any GAGer you think has been helpful.

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Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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  • 5 years later...

I know this is a really old thread, but I am in a similar position to Nick. My ccj was actually issued by Northampton County Court and it is marked on my credit file as "satisfied". However, the letting agents' referencing firm are insisting I get a certificate as well. I have written with details and £15 and looking at the dates am wondering if it has gone up now, and the letter went off last Monday. Does anyone know how long it is likely to take?

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