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Hello, I have this debt on my hands its destroying my life and family life. I dont know what to do. Ongoing for about 1 year. Original debt £600 odd I was out of a job and could not pay Zip Car as a result, it was passed onto Marston HCO. They have chased me for nearly a year, the debt went to £1,000 I paid about £500 towards the £1,000 over two months (had an agreement of £250per motnh but then lost job, they came to my house I was not in. The debt has gone to £850 now. I no longer can afford I have no money, I count pennies to get a haircut just for the job interviews I have secured. I am living at my parents home and its causing me so many issues as they are threating to come with a warrant for entry to take goods from the house. What do I do? I had an agreement I was paying, I lost my job, I said give me till February they ar not interested. Please, please help me I am on my last knees. I pay then the debt increases I pay again then increases again I am in a spiral I cannot get out of. Sorry if I am not expressing gratitude in this message for your help. I am very thankful just really stressed. CCJ is in my name, also why is there High Court sending balifs down for consumer debt is this allowed? Thanks,
I received a strange email supposedly from Lowells with a Zip file attached, asking me to open the document, here are the brief details - (the document in the zip file was a screen saver...haven't opened it up). Weird or what? As far as I know anything they have is likely to be nigh on statute barred - if not already well statute barred - and the last run in with them was over a PDL which had been repaid...they did back off then (I still have their confirmation that they won't chase). Here is a snippet from the header of the email... I have the original if somebody wants to check it out. From - Thu Dec 04 19:54:31 2014 X-Account-Key: account1 X-UIDL: ALRhUtQAAAKFVICOmQfzKJcieJI X-Mozilla-Status: 0001 X-Mozilla-Status2: 00000000 X-Mozilla-Keys: X-Apparently-To:(me at my normal email); Thu, 04 Dec 2014 16:40:57 +0000 Received-SPF: none (domain of lowellgroup.co.uk does not designate permitted sender hosts) X-YMailISG: 6vlMSrYWLDsUXiRKKrtq5wxaZLx0B6p6_GwdUqEimSYS195Y