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I have just discovered that I have been paying PPI on a Yorkshire Bank credit card that I took out in October 1997. At the time I was working full time and was entitled to sick pay of 6 months at full pay and then 6 months half pay. In 2007 I fell upon hard times and ended up having to seek help from Payplan (owed £7000 on the card). The account was passed on to a solicitors and I made the agreed payments. In November 2009 the account was assigned to Marlin Europe I Limited and I continued making the agreed payments to Payplan until August 2010 when, because my finacial circumstances changed I left Payplan and set up a direct debit with Marlin. I currently only have £1775 left to pay on the debt (20% less if I pay in full - special offer!) My question is who do I pursue for the missold PPI - is it Yorkshire/Clydesdale Bank? I don't have my original credit agreement but do have the account number and statements from 2006 showing the PPI payments which I must have been paying since 1997. The card was cleared in April 2006 (at the time I had a balance of almost £5000, the debt accrued after that. I can't remember how I got the card, I presume it was over the phone but I was totally unaware that I had PPI until two days ago when I found the statements. Hope someone can help me.
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