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I'll try and make this as short as possible. In December 2011 I was travelling from Borehmwood to Kentish town and then on into town for a job. I topped up my oyster with £20 and touched it to the pad and walked through the barriers. Once on the train I was approached by a "Revenue Protection Inspector" who asked to see my ticket. I handed my oyster card over and expected it back straight away. It was kept from me and I was told that I had skipped the fare. I explained how I'd topped it up and even touched it on the way into the station. I was given 2 options: 1- Pay the fare 2- Pay