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  1. Just after a little bit of advice please. Please excuse any spellings mistakes etc as I am so mad as I type right not At the beginning of this year we took a car on finance, we made several payments and then found that we were struggling to keep up payments but we always caught them up. In June we moved house (notified the finance company) and then from then we completely missed a payment. One payment turned into 2 and we had a visit (at our new house) from a gentleman from "the car finance company", a payment arrangement was put in place but we missed it. I contacted them by email explaining our situation and asking if there was anything we could do and they said "no", that it had been sent to repossession. I emailed them back asking what happens next as I really didn't want repo men turning up at home to take the car unannounced etc and they confirmed that the repo men would get in touch with me first (I made sure that they had the correct contact number as had changed my mobile number). T his was mid September and I haven't heard a thing from them. My husband works as a postman and he was called into his managers office. When arriving in the office he was told that a debt collector was there for him! Imagine his absolute embarrassment!!! He spoke to this guy and the guy said that they had made numerous home visits.... ...only they had been visiting our old house!!!! Are they allowed to turn up at his work??? I have no objection to them taking the car and I have been waiting for them to call to arrange to take it! I also know for a fact that they haven't written to our old address because I have redirection on our mail. I am so mad right now!!!
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