Hi guys, help please, I have received a parking charge notice from parking eye, at Asda Wrexham. It offers a discount if paid within 14 days. should I pay this? What a diabolical trick! such nice way to thank you for spending your hard earned cash with Asda!

Last week whilst sorting through bank statement I came across a Harlands direct debit for £19.99. After researching on google I realised it was for a gym membership (in my knowledge I hadn't been a member of a gym for s substantial amount of time)! After phone calls I realised it was for Simply Gym Wrexham which I had joined in April 2013! I'd been a member for a few months (been to only a handful of times) and had believed Sid cancelled it in January 2014! I remember telling a member of staff on the desk that I wished to cancel and writing to bank to cancel my DD. I've since been in to the bank and they have no record of me cancelling the DD and the manager in the gym said it's the responsibility of the member to cancel the DD and they do nothing (this was not communicated to me at the time either)! They have all the correct contact information (name/address/tel/email) but I have had no contact from them in 4 years. They also had me listed on their system as 'high risk' as I hadn't been there for such a long time (4 years!!!)! think this is morally wrong and really underhand on the part of the gym. They continued taking the DD but no contact. I have since spoken to a couple of friends, coincidentally one who had the exact same situation with the same gym. Membership believed to have been cancelled but was not. I know I should've picked up on this sooner and I will be checking my statements from now on what can I do to get some of the 48 x 19.99 (nearly 1,000) money back. To date the only response back I've had is 'it Is the responsibility of the member to cancel their Direct Debit with the bank when they wish to cancel, we believe we have abided by the terms and conditions of the membership and are unable to offer the refund requested'. It would be very interesting to find out how many other similar unknowing 'high risk' members they have! Any advice please..... Any advice on what to do next? realise I should've picked up on it sooner and will be going through bank statements monthly from now on... Thank you

hi need some advice have rented a indoor market stall from wrexham council for over ten years.have had really bad time last three months and fell behind with my rent there is a new lady in charge of the debtors section for the council who is quiet aggressive with me and other traders if we fall into arrears. i owe roughly £950 pounds rent and have had two reminders for this.yesterday a bailiff from rossendales turned up showed me his badge and came in the stall he gave me a bill with £300 pound charges on top of the £950 and wanted all the money straight away and started to do an inventory of my stock for seizure i explained i could not pay so he said he would accept half the money now and half in a month this was very distressing and caused me a lot of anxiety i phoned the head of the debtors section but was told she was in a meeting all morning in the end as he was about to take my stock he rang his boss who accepted some cash now and the rest over six weeks should i had not been informed that the bailiff was going too call or does she have the right to do this. my wife has spoken to this lady to explain our situation and she talks over you in a conversation and says if you cant pay your rent you should not be in the market.she is not very helpful and cant see that i am trying too keep my self in employment and does not take into account the ten years trouble free relationship i have had with the council.Basically can she just send a bailiff in without giving me prior warning.thanks in advance iklt