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Found 8 results

  1. My wife was employed as a shop assistant when the local village shop was taken over by a new owner. She started on the day he took over the business just over 2 years ago. Since that day she has worked consistently over 25 hours a week, with an average over the 2 years of 31 hours a week. She has never been given, or offered a contract, but is paid through the books with pay slips, holiday pay and pension etc. There is a flat attached to the shop, and for some months its been empty. The boss wants to let that flat out on a private rental, but there is a codicil attached by the people
  2. hi yesterday a car was driving like a nutter behind my wifes car with the young kids in it, she slowed down to let him pass and just as she done it he mounted the grass verge on the left and drove into the left front wing causing a dent, he shouted out of the window and drove off. my 16 year old daughter got the make and reg of the car which was a dark blue Vauxhall insignia, when we reported this to the police they said it must have had fake plates on as the car should have been a white Vauxhall insignia. this seems funny as the wife says it was blue and at 1pm in the afternoon I th
  3. Bailliffs called unitied untilities debt in my wifes name. Will they want to know all the income coming into the household . My wife is not working due to illness after losing job 2 years ago. you can probably see my past experiences in archives. I myself are on pension state pension have had to take on a partime job against doctorrs orders. another firm of bailiffs put an attachment of earnings on my wages for council tax debt. so only come out with £95. after aeo. because this is in my wifes name do they only want to know what she can afford to pay, or beca
  4. Basically I'm in a right mess. I lost my job in 2012 and we got into arrears on our mortgage. The mortgage company took us to court and got a suspended repossession order and we agreed to pay back our arrears over monthly instalments. My wife went back to work as I couldn't find a job and we managed to maintain the payments. In October my wife was signed off work for pregnancy problems and hasn't been able to go back to work. Thankfully we still managed to pay October and Novembers payment but missed Decembers. I however found a job which I started the beginning of this month and my
  5. to cut a long story very short, My wife took Maternity in Oct 2011 received all her holiday pay up to and incl Dec 2011, before she was due to return to work she fell pregnant again and in between the end of her first maternity and the start of the second, (about May 2012) she went on the sick until she could start her second period of maternity. She did not return to work in 2012 at all. In the december of 2012, my wife requested her accrued holiday pay, her boss refused stating she couldn't pay it whilst my wife was on maternity, however she would continue to accure holidays - we have t
  6. Hi all, just a quick question I have a payment plan with a hceo for a ccj, i have missed 4 months payments and have recieved a letter asking them to contact them to recommence payment plan if i dont contact them then they will send baliffs round etc . I own a van (used solely for work and is parked away from my home address at the moment just in case ,) however we do have a family car, the log book is in my wifes name and has always been in her name but there is a finance agreement on it in my name. i just want to know if things go bad and the baliffs visit can they seize her car a
  7. Dear All, My Wife was previously married and acquired debts. Whilst I have no financial association with her I wondered what the cheapest and swiftest route was in order to stop the wolves from the door. I recently heard of at type of IVA/bankruptcy where you pay a small fee (or it might have been for free) so you can make yourself bankrupt? Am I barking up wrong tree. Just need to start the ball rolling so I/we know that in 6 years she starts afresh with acquiring new credit. I would really appreciate some insight. Thanks all.
  8. Hi folks im after a bit of help back in 2001 i met my new wife and she had already left her ex husband which they had a joint morgage together, when they split he was taking over the payments and the house in 2002 we found out that he had not been paying the morgage and the house had been taken back by the bank total of £12000 short fall, so i in my wisdom decided to pay the short fall via instalments as her father stood garantor on the morgage( he is disabled) i have to date paid a total of £7500 of of the short fall and her ex husband has not paid a penny, i have now refused to pa
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