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  1. Greetings, this is my first post and Im hoping that I may find some help Im divorced from my wife and a while back she randomly rang me to ask if I had received a cheque? I managed to find out that she had employed the use of the claimsguys company and they found a PPI on a joint loan we had years ago, her cheque was for just shy of £20k, she had rung them and they confirmed that this was her 50% and not the entire settlement I rang barclays bank that the loan was with and they went through it with me, explaining that yes indeed the had applied and then been awarded 50% o
  2. Hi I recently had a successful PPI claim with MBNA. I have received a 50% payout but as it was a joint loan, 50% is owed to my late wife. Initially, MBNA refused to pay me her share until I provided a Grant of Probate or Letters of Administration. After explaining I have neither, they eventually said they will accept documents from a Court or a Solicitor confirming that no Will, Letter of Administration or Grant of Probate was ever made. My wife had next to nothing in assets when she died so, as I understand it from the gov.uk website, I didn’t need to apply for Probate as, in t
  3. Hello, Barclays closed my wife's account and would not give any information at all after a lot of phone calls they forwarded me to their fraud team who said they will check this and call us back. Few days later we got a letter saying as per advised previously on the phone Barclays have retained their decision to keep this account closed. However we never received any calls at all. I then called back and the same happened where they kept on telling us they are not obliged to give us any information. I said to them why is my wife's account handled by fraud department and if you
  4. My wife has been employed by the local pub owner who took on the lease of the village shop three years ago. My wife was employed from the outset to work in the shop. Since day one she has consistently worked over 28 hours a week at a rate above the NMW. She has been paying tax, NI, pension etc and has received holiday pay. However, she was never given a contract of employment. The pub owner has now bought the land that the shop is on, and plans to demolish it and build houses on the land, meaning the shop will close. He is however going to open a small "shop" within the pub to sell e
  5. Hi everyone Babbling on behalf of my boy as hes not too good at asking for help Hes late 20s. He moved out of his home in January to rent. His ex asked him in August to move in with him temporarily, he said no, she whined on that she couldnt go anywhere else as her friends had said no too she moved in with him for a bit. He gave her a deadline of the 20th to leave, she didnt. Shes not on the tenancy and the police were called. they told her they would return to chuck her out but havent since come back. She is now claiming she cannot be removed, as she s
  6. My Ex wife has become pregnant, She has been working for her employers for just over 22 months, will she be entitled to maternity pay? Thanks in advance Leakie
  7. I hope i can get some advise from you people in the know. I have recently gone part time in my job plus house husband (health issues) and my wife has gone back to full time work. My work pay for my gold card and i pay it back weekly out of my wages. The only way we can afford to do this change was sharing my gold card. (last 2 month) Today my wife got caught with my gold card and was read her rights. She said that she picked up the wrong smart card (even though she hasn't got one). They phoned to check and said they would check again at he office. They
  8. I've read a couple of posts about HMRC writing to people about underpayment on tax from employers, My wife has been working for Leeds City Council for 15 years she left one job and moved to another (2012) as working in a school so didn't take a break from the her employers. about a year later (2013) she received a letter to say there had been an underpayment of tax for £80. She contacted HMRC explained and they said they would look into this. We never heard anymore. Till 2014 when a 2 tax self assessment forms for 2012/2013 came through the post she wasn't sure what it was and
  9. My soon to be ex wife has given my business partner copies of my personal bank statements. Background: there were a couple of financial errors within our company accounts which were my fault and have since been resolved between myself and my business partner. Issue: when the issue arose, my business partner went to see my estranged wife, whom he knew had access to our old joint account, which by agreement I was using as my own personal account for the time being. When he asked her for the information, she printed off all statements and gave them to my business partner. Baring in
  10. Dear Friends I have found myself in murky waters. Married in 1990 ,Upon purchase of new house in 1992 wife and I took out Life assured policies for ourselves. Both polices in both names. As main breadwinner I paid for both premiums. In July 2010 my dear wife decided marriage wasn't what she wanted any longer so she abandoned me and the family home. After two years she demanded I sell our house and split the proceeds. As of March 2012 I was struggling and the premiums on our two policies were in arrears. At this point my wife took over paying the pol
  11. Hi people I am at the end of my patience now with Vodafone. I cancelled two contracts with Vodafone one which I was havin data charge problems with. Getting texts saying you have 30 gb the day after I had been charged for going over. After numerous phone calls and visits to a store, I finally got the store manager to document my screen shots of the texts and he agreed yes it's not right. I explained I was likely to owe a small amount for my rental but I was not prepared to pay until I had an amended invoice. The manager passed it on and I heard nothi
  12. Looking for some advice, Wife works in a primary school and has been late on a number of occasions 15 in total since Nov 15. most of this has been due to our daughter now 2 having problems with nursery attached to the school she works in. Headteacher pulled her into the office about it and gave her a management instruction and told her if she was late again it would go to a disciplinary. She explained to the headteacher that she was actually waiting to speak to him about the times. she said someone had been altering her signing in times on the fire register giving and example of
  13. OK, here's one for you. My wife works in sales for a multinational. She travels extensively around the UK & Ireland and frequently clocks up business travel and accommodation expenses in excess of £1000 per month. He salary is modest and after tax etc. she takes home about £2100 per month. The company have issued her with an AmEx card which is in her name. This account, in her name, needs to be paid off at the end of every month. This means that from her £2100 take home on average £1000 is immediately paid to AMEX, if it is not then the card is frozen and she ends up having to fu
  14. A little history first. Wife diagnosed with Diverticulitus over 25 years ago she is now just coming up to age 65. Had a really bad episode late December 2013. Went to GP first day open in January 2014. Saw Consultant at hospital jan 2014. Had MRI scan,saw consultant who stated it was now Complicated Diverticulitus plus a Hernia and surgery was required. Appointment with Surgeon who confirmed diagnosis and reffered wife to Stoma nurse. 27 Aug 2014 Sigmond Colostomy surgery by key hole was done ( This was past there own target of 18 weeks and too
  15. My wife works as a nurse at a G.P practice. She suffers with arthritis and lately has started to suffer severe pain and is limited with her movement. A medical assessment shows problems with both her legs and her back she spoke to her superior about a slight reduction to her working hours, After a meeting she was told that they were willing to consider a job share which would significantly reduce her income and working hours but the reduction which my wife suggested was unworkable. Having read through various bits of legislation it is unclear what my wif
  16. Evening Folks, Apologies if this is in the wrong section, if it is could the mods kindly move it. I have arrived home today with my wife to find that my wife has kindly received in the post a CCJ obtained by Lowell(Claimant)/Bryan Carter Solicitors on 16/09/2015. Now this has come as a bit of a shock as we have received no prior correspondence from them regarding this debt or anything to state there would be any date to appear in court to deal with this. The judgment has also been obtained in my wife's maiden name, despite us being married for 3 years. I would great
  17. My wife as psoriatic arthritis and is on numerous medications including methotrexate which I inject her with every week. About six months ago her consultant left taking with him his clinical nurse specialist and a number of other staff by the sound of it. The only reason we found out about this was when my wife rang and asked why she had not been sent an appointment. Whos my new consultant?" We cannot give you one because everyone is full and not taking on anymore patients. What about my blood tests? " The nurse will keep an eye on them". What about my pain? "see your GP". My wife went to
  18. Reddit user FalloutBoS has posted a salutary warning to others thinking of upgrading to Windows 10: be careful it doesn't result in your wife finding out about your porn collection. FalloutBoS says that he installed at the end of last week. When his wife got up the following morning, the computer was merrily rotating through his carefully curated collection of x-rated images, using the hardcore pics as a screensaver: Loaded up WIN 10 last night and left it on to do its thing. Woke up to wife asking why I set it to rotate all my porn images right on the desk top view. I have n
  19. Hello I am a forum virgin so sorry if i have posted this in the wrong place, Please can some one offer any advice on how i resolve an issue we are having with Vodafone. My wife has just called me in tears after being fobbed off and hung up on again by Vodafone customer support. I will start at the beginning, we have been customers of Vodafone for some time, recently my wife's contract expired and we decided to upgrade her phone and contract. After a visit to car phone ware house a promising looking package was offered to here and she signed up for a 2 year contract with a fancy new
  20. Julie who's my wife works for our local education authority as a Midday Meals Supervisor, working a couple of hours a day. At my insistance she joined UNISON, but they haven't been very useful so far. The school caters for children with physical, mental and learning difficulties. As such her duties include serving meals, feeding the children, clearing away and also changing their nappies. Julie is a Type 1 diabetic. She also only has one hand. Her left hand is severely reduced, with no finger and only a small palm. The school was made aware of both of these conditions when she was inter
  21. Hi All, I have a bit of a complicated issue....at least on the face of it is seems it! My wife moved out of her then marital home some 9 years ago on the advice of the domestic violence unit and for a little while she continued to pay the mortgage while her soon to be ex stayed in the house. After a while we bought a house together (due to her on-going issues with her ex I bought the house in my name) and we couldn't afford to pay both mortgages so concentrated on our new family home assuming that the old house would soon be re-possessed (even though there is a goo
  22. Hi I am a British born citizen and worked all my life and I have been retired for almost 3 years and emigrated to the Philippines two years ago and married my Filipino fiancee. The initial idea was to spend five or six years in the Philippines until all my step children had finished University and they could start their own life. Things have changed a bit due to me being a Diabetic and maybe needing a bit more medical care than i get know we decided that we would like to return to the UK sooner, however, on reading the rather mixed signals from the official
  23. Does this now mean that an ex wife,should contribute to an ex husbands failed business. http://www.dailymail.co.uk/news/article-2989511/Ex-wife-hippy-turned-wind-farm-tycoon-millionaire-split-wins-right-fight-2million-divorce-payout.html Regards,John.
  24. Hello all I'm in a bit of flat spin and need help. Long story short I brought a new car last week on pcp, happy with it it's awesome. However my wife discovers we are expecting our third baby!! ( not planned ) but the car I brought won't be big enough for three car seats and I hadn't financially planned for a new edition so new car would be a strain on money. Where do I stand in cancelling the contract and returning the car? Like I said there's nothing wrong with it and I have done 18 miles in it. The car a pxd is ther
  25. A husband went to the police station to report that his wife was missing. Husband. My wife is missing, she went shopping this morning and hasn't, come back yet. Inspector....can you describe her...what is her height. Husband... No idea Inspector...slim or healthy. Husband...Not slim so probably healthy. Inspector....colour of her eyes Husband...never really noticed Inspector....colour of her hair. Husband....Changes according to the season Inspector ....what was she wearing . Husband...not sure probably trousers and top or a dress.
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