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  1. Ordered a new sink & taps from Homebase which should have arrived on Friday. Got a call today saying it wouldn't be in this country until mid DECEMBER. Is it legal for firms to advertise retail goods they don't have??? How widespread is this in other retailers??
  2. The City watchdog has said it will not investigate further into whether interest-only mortgages were widely mis-sold. The "vast majority" of borrowers with interest-only mortgage deals understood what they were taking on, the head of the City watchdog has said, further diminishing the chance of lenders facing mass claims for mis-selling. In response to a letter form the Treasury Select Committee, Martin Wheatley, chief executive of the Financial Conduct Authority, said: "The vast majority of customers understood the product they were sold, understand the need to repay the mortgage baiance
  3. The Financial Services Authority (FSA) has issued its joint largest retail fine of £10.5 million to Card Protection Plan Limited (CPP) for mis-selling insurance products. CPP has also agreed to pay redress and estimates that around £14.5 million will need to be paid to affected customers, but this could change depending on how many customers respond to CPP's contact exercise. CPP has estimated that the total costs of the FSA's investigation will be £33.4 million which includes the fine, redress and the costs associated with the investigation. The fine is for all types of sale made by CPP while
  4. Urgent action is being taken by the coalition to tackle the incompetence and greed exposed by interest-rate rigging affair. Last week's banking scandals demolished a convenient myth: that the banking crash was all the fault of a few colourful rogues like Fred the Shred of RBS and Adam Applegarth of Northern Rock. We have been reminded, instead, that the rot was far more widespread. Incompetence, corruption and greed have been endemic in British banking. The RBS/NatWest computer failure illustrated the incompetence. Millions of households and firms now have to clean up the mess caused by a
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