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  1. hi everyone ............ i am writing after reading some of forums and seeing the excellent advice offered i have tried some of the normal advice streams credit councelling and CAB etc they are ok in that they give you the leaflets and standard replies but this doesn't help ok i will try to explain my problem best i can i am self employed in january 2010 i lost my main contract this made things difficult and income fell significantly. i had outstanding income and some savings i manged to keep up some work which gave a small income bearly enough to live day to day let alone surv
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