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Found 5 results

  1. Hi I would like to send a letter to my loan company offering them an increased payment monthly to clear off the arrears on my account. I have completed a budget sheet and will include this with my letter. Is there a template I can use, or can someone help me with the wording please. I have received default notices and i think the lender is taking legal action and looking to repossess. I want to stop this if possible please. Thanks.
  2. Hi, This is the first forum I have registered with so if I am asking the wrong questions on the wrong forum I apologise. In 2007 we took out a loan with picture, it changed hands and went to Webb /resolutions and I believe again Idem services. We originally took out the insurance in case my husband lost his job. Apparently it was for the first 5 years, I was informed today that at then of the 5 year term we would receive notification from them to ask us if we wished to take out further insurance. In the 5 years the company changed hands, we did
  3. Hi there this is my first time posting here and any advice greatly received. In 2006 I took out a loan from picture financial which was almost certainly the worst mistake of my life! The original loan was for £72K and was taken at a time when almost certainly I should have looked at a debt management plan instead. The debt has now been taken over by Webb Resolutions but I have never had a statement about the loan for at least 4 years although the payment is still collected this month. This morning I called to enquire about a settlement figure and was informed that the amount wou
  4. Hi All Really need your help with my situation please guys! On the 7th February my family and i were evicted after 5 years of fighting. We had 10+ court appearances and although we should have maybe seen it coming it has come as a great shock especially to our kids. Details: Lender: Webb Resolutions administrated by Lapithus servicing Mortgage Amount (nett): £204815.00 Arrears Balance: £3062.45 Closing Fees & Cost balance: £8953.63 Additional Interest: £886.07 Total Balance Outstanding: £217717.15 Property valued at £275000 by 2 local agents Mortgage is interest
  5. I have a secured loan on my home which is currently in arrears (the company say arrears of £9000) but this is made up in part with excessive charges, compund interest, visits from 'mortgage counsellors', etc.My first charge (mortgage) is up to date and never been in arrears.The second charge is threatening litigation, reposession, etc. What is the worst that they can actually do? My home is in Scotland.Thanks for any advice.
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