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Banks could face even bigger bills for mis-selling Payment Protection Insurance after the City watchdog said it was considering new rules following a landmark legal decision. In November last year, the Supreme Court said that Paragon Personal Finance, a secured loans company, had breached the Consumer Credit Act by failing to disclose that the PPI premium paid by a customer included a hefty commission fee to a credit broker. This means that even if the loan insurance was otherwise fairly sold, banks could be liable for mis-selling compensation if PPI was bought via a br
"They turn 18 this year, but the grown-up Laser cards will find themselves off the market in a number of days. From midnight on 28 February, you won’t be able to use your Laser card, as the cards are being replaced by Visa and MasterCard debit cards. The Irish Payment Services Oranisation (IPSO) said today that if you try to use a Laser card after 28 February, you’ll get an error message only. What about if your Laser card is signed up for a recurring payment or subscription? IPSO says that retailers that currently accepting Laser cards for such transactions should make arrangements wi