Out of the blue this week I've received calling cards from Walker Love asking me to contact them about a legal document to deliver/legal matter to discuss - they did not indicate which and I had no idea what this was concerning so obviously didn't contact them. I have never had any contact from them before, or any letters/demands for payment from them prior to this. I received cards Monday, yesterday and again today (I work 9-5). However today's card has a message on the back stating they wish to deliver legal papers in relation to a loan from a bank I've had nothing to do with for 4 or 5 years. I did have some difficulties round that time and some debts were passed to DCAs so I have received red ink bully rubbish from a few of them in the past but I'm aware Walker Love are Sheriff Officers and not run of the mill DCAs. My first thought was 'has something actually gone through the courts re this'? Would they be delivering papers on behalf of another DCA? The card says they will try again in 2 days - I will be working - and advises I should call them if I will be unavailable at this time to avoid them visiting in the evening or at a weekend. I'm not even sure if I actually owe any money and have got over that difficult period a few years ago and it has been long forgotten. By the sound of it, sooner or later they are going to call when I am at home, probably with my young daughter too, Should I agree to receive the papers or just stonewall and deny knowledge of the debt I don't know about?? Quite stressed about this as I am a home owner.