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  1. Hi, I have entered a dmp and sent initial contacts to all lenders. Most have responded holding account and interest bar the three above. lending stream are not playing ball at all and are refusing to stop charging daily interest still. They said they would if I sent letter of authority for Stepchange which I did but they haven't! payday UK are constantly calling me and the email address provided on their emails bounce back wageday advance are also hounding me refusing to deal with me via email and will apparently only deal with me over the phone. payday UK and Wageday haven't responded to letters I sent. Stepchange won't talk to any of my lenders until I get a 10 digit account no for another one of my debts with very however I'm only being provided with a 6 digit reference. Grrrr! So I'm in limbo, daily interest being charged by all three and cannot see a way forward.
  2. Hi guys, My younger sibling has got her self in a bit of trouble with payday loans(I have warned her against them several times). She took out a loan with wage day advance and failed to pay them back ontime, its added plenty of interest and the debt has now been sold onto debt collectors. They've been in contact with her on the phone yesterday and she told them she is trying her all to raise the money, Ive even told her Ill help her out with a portion of the debt. The problem is she is a vary anxious woman and has children in the house and she's scared the debt collectors will turn up to take her things. I told her this is impossible but she takes no notice of me, if any one could leave any reassurances on the thread that this wont happen I can show it to her tommorow and hopefully shell stop worrying and get back to trying to find the money somewhere. Thanks alot everyone
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