Hello,
This is my first time posting on the site.
I was made redundant last year and could not repay my debts. I have agreed informal arrangements with my creditors except MBNA who informed me that they would accept my offer of monthly payments but they would proceed to a CCJ anyway.
The CCJ was made in January and a monthly payment was set by the court and I have been paying this.
Today a General Form of Judgment or Order came in the post stating that the judgment of January 2012 be varied to provide that the total sum be payable forthwith.
I have spoken to MBNA toda