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Found 3 results

  1. I had a letter yesterday saying my Employment Support Allowance has been stopped as I dont have enough points following their ATOS assessment. I rang the DWP to find out what I should do the guy I spoke to couldnt have been more apathetic or unhelpful. I have no money, no family or friends to turn to for support and my landlord has very kindly told me I can leave if I cant pay the rent. I rang my GP he says there is nothing he can do. My payment was due today. I havent received it. I have enough food for 3 days in my cupboard. Half of the money was for my rent as Housing Benefit no longer covers it. I live in the middle of nowhere and am physically limited in getting about. I look at all these web sites and Its like looking at a pile of spaghetti. I have no idea what I should do or where to turn. I had two heart attacks in January a fortnight apart. I wish right now they had finished the job.
  2. Hi all more woe Ok so recieved a letter from Freds saying contact within 14days Then receieved letter from BC saying 14 days or they will be recommending their made up law and trying to get a CCJ by default and bryans fees Thought about just sending the SB letter as all the debts are well past their sell by date I have all the default notices from the original creditors and they are 2005 lowell did place one on my credit file in early 2007 and even then 6 months later for the same account on the same CRF I have a printout of it ,which was an offence in itself , they all dont even appear on my credit file anymore and neither does lowells fictitious payment which would have altered the report??!!! So I ring lowell to finally tell them where to get off and all of a sudden theres been a payment via postal order from me in 2010 ,not a chance of this having happened at all as I wasn't stupid or even around locally to do this, they then say someone else has paid this on my behalf, which is complete tosh ,there is no one else a sister mother brother or father to do this on my behalf. How does one prove this i couldn't have even obtained a Postal order so expecting clown carter to try and get a CCJ by default as they already have my details and i have told them in the past in writin disputing all of them and wont be paying any of it it , NADA Now surely if i had made a payment in 2010 that would be on my CRF as well as the lowell account no that dissapeared off in 2011? when the debt became stat barred After informing them they are now saying its fraud on my part? I point out they are well known for their fictitious payments which they deny .......? the proofs out there really on the internet HOW DO I DEAL WITH THESE CRETINS i really am fired up to spend money proving fraud on their part and taking someone down do i nform the fraud squad? as they are saying they will get their internal fraud team involved which i thing is code for "this ones not a mug and he just called our bluff" i really am tired of these people now trying it on and surely if a postal order payment has been made there would be some way of linking it to me otherwise i could just make upo stuff and fire it back at them HELP PLEASE
  3. Hello, I've been reading here all day and I've followed lots of advice but am still paniking!!! I've been stupid enough to get into this situation and dearly need to get straight but Rossendales are being really awkward! The full story, I was in a crappy relationship, rent & council tax were in my name, he didn't pay. I'd ended the relationship & left and suddenly started getting letters to my Mothers house (given to them by the landlord) I contacted council, set up to pay and like an idiot never managed to pay! It was then passed to rossendales. I've been contacting them weekly to set up payments, sent my payment plan, paid a nominal £10 each Thursday and constantly explained to them I did not live at the address they had I was inbetween houses. (Long long one but I was on the last 4 months of a course and the choice was give up 2 years work or allow my children to live with their Dad while I sofa surfed to save money & finish, that has actually worked and I'll have full time work from September & my ex husband has allowed me to take over the mortgage at this point & he'll move out as the kids are settled) Yesterday a bailiff arrived and scared the hell out of my Mum, she did not let him in and I finally got Rossendales to take her address off.... catch being they had to put the ex husbands address on.... like a fool I gave them this and then had a call from the bailiff that he was arriving with a van! I've written out the really helpful letter found on here, locked all the doors & windows and told the kids & ex husband. He is understandably fuming as it is HIS house and HIS possesions and nothing is mine (divorce was 2 years ago and came before he bought this I am on nothing, I left all possesions other than the childrens at the idiot place & yes the ex husband I probably should have just stayed with!) I've been passed between the council & rossendales all morning, when I've tried to phone the bailiff he's threatened to take the beds??? sofa??? kids things??? (he can't do this can he??) and I'm slowly getting myself really worked up!!! Do I leave this house and go back to being homeless and all?? I know he's now visited my Mothers house twice (he went last night and this morning) so can he come here as it's a new address?? Sorry it's long and ranty! I'm in a ridiculous state as I'm stressing that now all the years sacrifices will just be for nothing!! Thank You, Hannah
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