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  1. Hi Has anyone known of HCEO's or Debt Collection Agencies using DHL or other Couriers to confirm address? (if you sign for it they know you are there). I have a had a card through the door, I am not expecting anything and I have been incredibly careful about not giving out my address or using credit ref agencies. I was homeless for a long time and only recently housed due to damage in RTA, I have mental health issues. I lost everything I had when I became homeless except a 20 year old car worth £500 if I am lucky. My home has items from freecycle and a computer lent by a friend. I would go bankrupt but do not have the money, most of my debt was insured and sold off. It is too much for a IVA and I am three years into it being beyond statute. I have been online and tracked the item, it came from a town in the North where there is a large firm of HCEO's which is why I thought it might be them. Has anyone seen them use DHL or other couriers in this way?
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