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  1. Companies House today 12/06/18 confirmed that Claire Louise Sandbrook, High Court Enforcement Officer and owner of Shergroup Ltd is officially a resident in the USA, as per her completed form for Persons with Significant Control dated last year on 02/06/2017 (but filed today). 12 Jun 2018 - Change of details for Mrs Claire Louise Sandbrook as a person with significant control on 2 June 2017 - New Country /State usually resident: United States https://beta.companieshouse.gov.uk/company/04771589/filing-history Given that aside from Shergroup, Sandbrook sells her authority as an H
  2. Hello All, I am seeking some advice regarding a timeshare we stupidly bought into whilst on holiday in California in October. On the day, we were sold this amazing package, but since returning to the UK this amazing package has fallen apart - and simply isn't what was sold to us. I wont bore you with the details of why the package is different, but the package is significantly different to what we signed up to - and simply isn't what we want and doesn't work for us. We have tried to express all of our issues to the Timeshare company, even having it escalated up
  3. Hi Two years ago on our honeymoon we were coned into a time share situation with a company called United Vacation Club. We paid a deposit of approx. 3000 USD when we arrived back home tried to cancel the agreement not knowing that the cooling off period was a very short 5 days I was made redundant on my return and have asked the company to terminate the agreement. This week I have received an email saying that they are going to place the debt in the hands of a collection agency in the USA. Any advice please.
  4. Hi all, 2004, I received a community service order for a criminal offence, at the time of issue, I had a pre booked holiday to the USA. Following my punishment, I applied and attended the US Embassy in London and was granted a 10 year visa. Last time I visited the US was 2010 when my visa was still active, I've renewed my passport since then, so, do I have to reapply for another visa? I'd like to revisit the US, however, given how strict immigration are on arrival, would I need to reapply for another visa, or would I be OK on my current one? From previous experien
  5. http://www.theatlantic.com/international/archive/2016/09/cost-wars-iraq-afghanistan/499007/ Sounds like the USA are handing debt to several generations in the sum of $4.8 trillion
  6. I have a UK Amex. I have disputed charges via a lawyer on the card which I did not make and Amex credited back these charges then reversed them. The amount is substantial and over £50k I have also had foreign transaction fees added to the account I knew nothing about. They now want payment and I'm refusing to pay as I do not owe them the money. I have lived in the US with a US address on my UK Amex account for the past 6 years. So am not a resident of the U.K. As I'm at a deadlock my account is now due to default soon and I will owe them over £50k. Can Amex en
  7. I am at my wits end! Truly I am at the stage were I can no longer sleep, am having massive panic attacks and I just want this all to go away! But I know it wont. I need help. I met and married my USA husband in 2007 ( while on vacation) and I left a huge mess behind me in the UK. Well it wasn't a mess then but it has become one over the years. It was always our intention to return and reside in the UK but 'life' got in the way here (his mother's advanced progressing cancer then me being diagnosed with cancer ) Plus my husband is quadriplegic and any return to the UK was
  8. Hi all, Been reading through all the highly useful threads but I didn't find anything that covered my specific situation and I was hoping I could get some advice. I have a UK Student loan from 2001-2005 which I've fallen behind with my repayments on. I left the UK to move to France in 2005 but I was unable to keep up with the payments, the last payment I made I believe was in 2008 or 2009. Since then I've moved to the US and if I'm honest I totally forgot about the loan. Out of the blue today I've gotten a letter to my US address from the SLC demanding that I repay the arrears o
  9. If a child doesnt turn up to a party sue the parents! http://www.dailymail.co.uk/news/article-2916379/Five-year-old-misses-friend-s-birthday-bash-INVOICED-15-95.html?ito=social-facebook
  10. When are big commercial enterprises going to conduct their business in a honest manner. T Mobile stateside have been caught out. http://www.dailymail.co.uk/news/article-2676969/FTC-T-Mobile-millions-bogus-charges.html Regards,John.
  11. Not sure if this is the right place http://www.omg-facts.com/Business/Bank-of-America-agreed-to-pay-410-millio/60958?utm_source=twitterfeed&utm_medium=twitter&utm_content=second
  12. Hi all. I'm in a mess. I've been living in the US for almost 7 years now. Had debt in the UK when I left, young and careless. I have no plans to return to the UK as I'm a US citizen now and well settled here. I co-own a house in the UK with 3 siblings, the 4 of us own a quarter each. It's a family house we inherited and they have no interest in ever selling it. Obviously, my share is just a quarter, 25%. I have 3 separate debts, £2082, £8513 and £1182. The CCJs were entered on 14/02/14, 06/12/13 and 20/12/12 respectively. They have also applied for a charging order against the p
  13. Hi All I am new to this website, but found some useful information and thought I would post my dilemma and hopefully get some advice. I am moving to the USA in 3 weeks time with my long term partner as his job has been relocated over there (for 3 years). I will be moving over on a visitor visa, therefore I won't be working (although I intend to look for work once I get there). My issue is this, I have debt of about £10,000 here in the UK that I have been paying off (I have never defaulted or had to freeze payments) for many years, but obviously I am about to be unemployed, with
  14. Hello guys, I went on holiday to the USA recently, hiring a car from a well known international rental company in Massachusetts - although the vehicle I picked up was registered in the state of Pennsylvania. Whilst in the USA I made a left turn on an urban dual carriageway in the state of New Jersey - the weather was wet and it was night time, I approached the junction (which was lit with two overhead green lights and a green light on the right side of the road) with caution, in the appropriate lane, checked there was no oncoming traffic and made the turn. I noticed two camera fla
  15. My son carries dual US/UK citizenship however he is not allowed to enter theUS on his UK passport. My son's US passport has expired; he has spentevery summer of his life since birth in the US. He is now 10. His father &I are divorced but the custody issue was not dealt with in the divorce. In order to get my son's US passport renewed both parents have to attend theUS embassy in person with the child. I asked my son's father back in January 2013,to go with my son & I to apply for the passport, he did not & has not responded. US rules state as follows; Important No
  16. Hi, Many thanks in advance to anyone who can throw some light on this please. I have a house in UK which was bought before the financial meltdown. It is now in negative equity of about 40,000. I moved to USA permanently in May 2010. I do not have any other property or savings in either US or UK and my US salary is just enough to meet my expenses here. I cannot afford to pay the mortgage on my house in UK any more and I don't have the money to pay the shortfall. Right now I am considering giving the keys back to the bank and filing for bankruptcy in UK. Before taking this desperate me
  17. Hi, I've recently been scammed out of £200 by a webbased company which USED to be registered in the netherlands but has since moved HQ to Atlanta, GA USA. how would I go about a small claim to get that money back from the USA? I have paperwork, emails and proof that the transaction was fraudulent, furthermore due to a flaw of their own, they advertised something at £200, but when I bought it I was told it was actually £2000 so the purchase was denied. Despite the purchase being denied, they say that refunds are not a company policy and they refer me to their T's and C's which state:
  18. Hi, First I must thank you all for such a wonderful repository of information. You have built an amazing community and should be very proud. The Story: I moved to the US in 2007, and left some debt behind. It was a difficult time and I was in turmoil about this debt. Then I discovered this site and learnt that there was essentially nothing they could do. I put that part of my life behind me and forgot about it. Earlier this week I received a letter from a lawyer containing a motion for an issuance of a new Capias. I had no idea what this was so called, and then went to
  19. Hi, just found the forum here - everything looks great and I felt that it would be a great place to get reliable advice, so here I am! I'm currently being threatened by US debt collectors, but I'm in the UK. i got a credit line from a US advertising company which I began using to promote my business ( as a sole trader ). Unfortunately, things didn't go too well, as their ad inventory wasn't good ( common knowledge, apparently ). they've started sending me invoices, and now I'm about 5 days late on the first payment of just over $500. The ad company has now told
  20. My situation is that I'm shortly leaving to go and live in the US with my fiance and as such won't have a regular income until I can find a job and she will fully support me on a day to day basis financially. I have the below levels of unsecured debt with my current income I'm struggling to make payments and am in arrears to HSBC for the credit card and have been bumping along at my overdraft limit for years. HSBC Overdraft £1,000.00 HSBC Credit card £5,538.00 Santander Overdraft £248.08 CapitalOne £1,157.32 Barclaycard £1,168.09 Befo
  21. Hello fellow people, I have a situation, I live in the USA now permanently, and don't want to keep my UK property anymore. I can't afford to keep sending money over, it's killing me. It's in negative equity, so I'm considering voluntary repossession and handing in keys. I'm sure it would damage my credit in UK but this shouldn't affect me really. Does anybody know how this would go down? Or anything I should consider or be aware of? Thanks, -givenup
  22. Hi, I live in the UK and I'm due to receive an international wire transfer for the total amount of $223.00 which includes $25.00 to cover the cost of the wire transfer.. Is $25.00 enough ? The cost I'm owed is £125.00 and how do I pay the cost. Is it taken out automatically or do I have to intervene before the payment is complete I believe the payment will be sent tomorrow from Orange County, California from a multi billion dollar company into my Barclays account thanks
  23. We are intending to visit New york next year for a wedding (4 days) and then on to Mexico for a holiday but my husband has a small conviction from 20yrs ago and I have a couple of speeding tickets and I have been arrested (but not charged) about 30yrs ago. Has anyone not declared minor convictions and been stopped from entering the USA? Havent got a problem paying for a visa etc just the thought of having to go all the way down to the Embassy in London thats putting us off, any suggestions
  24. My husband has a large US medical bill, which our travel insurance has so far denied. We are complaining about this and hope that they will pay it eventually. We do not have savings to pay it. If we are not successful in getting the travel insurance to pay up, will the US hospital and surgeons be able to make us pay in some way? We are UK residents.
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