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About Me


Found 18 results

  1. 50 Days to go until the tenth Armed Forces Day READ MORE HERE: https://www.gov.uk/government/news/50-days-to-go-until-the-tenth-armed-forces-day
  2. Hi, I have joined the forum in the hope that somebody has useful information for me in my aim to shake Cabot Financial off, who are chasing a debt which becomes statute barred in September 2018. A brief outline of the debt I am being chased for: Type of debt: Credit debt - Santander Current account Outstanding balance: £590 (consisting £150 overdraft + £440 charges) Account closed: September 2012 After speaking with a helpful advisor at the National Debtline and explaining my situation, I was told it was a difficult one which needed careful consideration of my next s
  3. To spend or bank your old £1.00 coins. http://www.consumeractiongroup.co.uk/forum/showthread.php?473204-New-quid-on-the-block&p=4982628#post4982628
  4. Tesco Direct has dropped its minimum payment charge for click and collect. Until now, shoppers were charged £2 for orders under £30. The supermarket said in February it had to introduce the charge to cover rising costs and was in line with rival supermarkets, which charge similar fees for their click and collect services. But now it says that it wants to give shoppers more choice and convenience, particularly in the run-up to Christmas http://home.bt.com/lifestyle/money/mortgages-bills/tesco-direct-drops-minimum-payment-charge-for-click-and-collect-11364098202576
  5. Hello, I am in pretty desperate need of advice! I rented a unit to use as a photography studio around 18 month ago. When I looked at the unit, there were a few leaks, which the landlord said he would repair, but never did. I carried on paying rent, but not using the unit as a studio, more of a storage space, as the leaks prevented me from having my equipment set up. Fast forward to December (my dad was incredibly ill and passed away in the August of last year, so all of the unit leaking and not being able to use it went right to the back of my mind) the land
  6. Hi all, I bought a property with an ex partner many years ago. I managed the property for the first few years before handing it over to a managing agent. The property was in my name as he was out of the country as the time of signing the mortgage. No declaration of trust was put in place but it was always agreed to split it 50/50 and there is an email showing this (and that intent). The property was sold 2.5 years ago and following a previous legal matter, where the ex wanted access to the property's accounts, my solicitor at the time, who sold the property, agreed to hold
  7. What do people think about Banks now offering Mortgages to people aged 80 or older ? Woolwich are now offering mortgages up to age 85. What are the implications ? Can people in retirement afford to continue paying mortgages ? What happens when retirement income is less than thought, causing people to have difficulties with repayments ? Will Banks be more considerate to older people when considering repossession ? Does it matter if older people die leaving a house with a mortgage ? How is life Assurance affected ?
  8. Hi struggling to pay a barclays card and was wondering if we should contact them or just ignore them untill they default it and then start payiing of?? we know we are going to default just want to get it on file asap so we can start the 6 years count down any help would be great thanks
  9. Not sure if anyone knows what the likely outcome might be for this one... Picked up a used car today for my wife. I insured it before I headed out to pick it up, but of course couldn't tax it yet. When I picked the car up (just 15 mins away from where I live), I attempted to tax it online using my phone - but being in a small village meant I couldn't get a stable connection to do this. I instead drove it home, and taxed it when I got back - so about 20 mins later. However... I'm pretty sure I saw a fixed ANPR camera on my way out the village Assuming it 'got' me, am I
  10. As a verbal contract (which starts on the 30th June) was entered into according to Scottish Power CS when the MD was caught on the phone a few weeks ago Are there any options on how to cancel? I've asked for a copy of the Sales Call which requires a £10 cheque
  11. Sorry, deleting temporarily as I don't want to be identified. Moderators feel free to delete this post/thread.
  12. Please can somebody advise me? Friend is going to an employment tribunal mostly to recover unpaid wages - employer obviously wants to make him look as bad as possible so he can avoid paying up and has a rather nasty solicitor working for him. Former employer is alleging that friend is guilty of theft - not from former employer but from a third party ( a customer of the employer). As far as we know the customer has NOT said anything has been stolen. So friend in a letter to the tribunal requested that the employer should be required to have confirmation from the customer that these th
  13. Although this doesnt affect me, I am taking an interest - I didnt realise that it only affected those living in 4 council areas until September. I wonder why those 4 areas have been chosen for the Pilot scheme ? Hopefully by then, it will be proved to be another disaster and it will be stopped. Read more : http://uk.finance.yahoo.com/news/why-you-ll-be-more-broke-next-month--151600586.html
  14. Hi all. Looking for some reassurance if thats possible. DMP has been set up and running since August 2012. The majority of creditors have been really positive and supportive through the entire process which has really helped. The only sticking point at the moment is we have had notification from stepchange (cccs) that 2 of our payments have been returned and an ongoing increase in rbs current account balance. 1.Payday UK (approx balance £800) are no longer accepting payments from stepchange on our behalf....and at present my wife is receiving calls from Credit Resource Solution
  15. Hi everyone! I am new to these forums, so please tell me if I have posted this in the wrong section! A few years ago I took out an unsecured loan with Lloyds TSB for £5000 about 8 months later it was re-financed for £6000. I was paying back all the repayments until I became unemployed due to a spinal injury. I then receieved Income and support allowance which I used all of to make repayments. But then it wasnt long after the Tories came into power that I lost all my benefits. So I set up a payment plan with lloyds TSB to pay back £1 a month. I did this for a few months, but when away fr
  16. Well with oil prices falling to $90 a barrel and forecasters saying it could drop to $50 as demands fall,you can bet they will be looking at a bigger increase than 3p come January. http://www.bbc.co.uk/news/uk-politics-18588855
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