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  1. Hello All; I have spent quite a few hours reading around in the hope of finding all I need but I would like some clarity if possible. It seems as though my case is far simpler than others. I am on my own now after many years married and am trying to manage thing responsibly as I always would have liked to do (if you catch my drift!). I have, over the last 3 years, paid off many debts slowly and am down to the last two. I have just increased my standing order to Frederickson to £35/month to pay off the final £350 of a £1500 debt to Capital One as quickly as possible and that will now be settled
  2. Hi all, looking for some advice. Got mortgage with Northern Rock (NRAM). £135k secured on house and £25k unsecured loan to top up to value of house when it was bought. Bit is paid off by now (well, negative equity any way). Inherited some money from parents. What is better way now: pay off unsecured part of it or actual mortgage on house? If anything happens and i will not be able to pay instalments for both, only for house part, can they reposes house for pay off that unsecured loan or as it is unsecured they cant`t do anything? Just can`t get grip on that. I know I can go to solicit
  3. Hi there, I'm new here, so I don't know if I'm in a right place to post this thread. So, the problem is, that I've got loads of different debts and loans now, for example, pay-day loans, which in total would be about 2.5 grand. And I'm still struggling with the money. I need to repay these loans soon. I'm thinking of applying for another loan, but my credit rating doesn't seem so good. Is there any loan company, that could lend me some money even I have a bad credit? I can't think of any other options now.
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