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About Me


Found 3 results

  1. Hi there. I'm currently in debt with several companies, including NatWest, Capital One, and Tesco Bank. NatWest is my biggest creditor and I also have a mortgage with them. I've been doing my own debt management plan for about 5 years so far and am currently paying £1 a month on all of my debts due to a drop in income (I'm currently a part-time student and do freelance work so my income varies). Some of them have been passed to debt collection agencies, including the NatWest debts. I'm (finally now the market is good) selling my property so I c
  2. Apologies if this has already been posted but spotted this via the Lovemoney email: http://www.lovemoney.com/blogs/debt/debt/17461/new-laws-mean-credit-card-debt-can-affect-your-mortgage?source=1000550 Does anyone have any comments/useful advice to add on how to avoid this scenario as it will clearly have a negative impact on quite a number of people here...
  3. Hi all. It's my first time to post a thread and I am hoping that you can help me out with my problem. In January 2008, I took out a £3361 loan from Welcome finance, that included the fess and interests. And in June 2008, I lost my job and I was unable to pay the repayments. Recently, I checked my experian report and the balance now is £8500 and it is still not in default. All I can see are the red 6666666666666 from 2008. I know that when a credit agreement is defaulted or settled, it will drop off from the credit file after 6 years. But now I'm confused because my loan wasn't settled or
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