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  1. Afternoon Folks, I am Michael, 24 years old, and I have just had some news I am to be expecting my first child. First of all I would like to say sorry for how stupid I was 2 years when I took products out with Brighthouse. At the time I had just got my own place, and I needed a TV, I then got two things I didn't need a PlayStation and a Phone. It all comes to £40 a week, which normally I can afford. But I am now moving in with my girlfriend, she knows I have a bill every week for £40, but she doesn't know its brighthouse, I am ashamed to tell her. But last week I informed her that the bill would start to go down. As I belived that next month my TV would be 104 weeks old and I would no longer have to pay for it. I pay £14 for it, 104 weeks means ive paid £1400, for a TV normally costing £400. very excessive! My store rudely advised my I actually had a full year left, I was a little shocked and also ****ed off, as it might not sound a lot £14 but I cant afford it.. Normally I would of been more reasonable but at the time of taking the product out I was almost sure the lady said 104 weeks, I remember discussing the amount it cost at the time, I really feel miss sold on this. But regardless they say they have my signature on the agreement. What is my position on this, has anyone had any experience of reducing payments or stop paying? I need to get these payments down to £15 a week for everything? I cant hand them in I have invested a lot of my money in these products? Thanks Michael
  2. Hello all, From the 1st September 2012 until 31st of August 2013 myself and three others lived in a property in Belfast. It was let through Property people, who managed the property thus we had very little contact with the landlord. Of the six visits he made to the house we were only notified of two. Since moving out, the landlord has been trying to claim as much of our deposit as he possibly can. before we moved out, we were told to clean the carpet as it was a brand new carpet when we moved in. We did not believe this and were later told it was not brand new and was instead professionally cleaned before moving in. Nevertheless we hired a carpet cleaner and shampoo from HSS hire and cleaned it to the best of our ability. We cleaned the entire property from top to bottom and even our letting agent upon inspecting it said was above their usual expectation for a student house. the landlord disagreed with this and insisted that the carpet wasn't cleaned at all and instead hired professional cleaners to clean the house. He also claimed that the paintwork was a disgrace even though during one of his visits we notified him of the paintwork being in poor condition (mold and general grubbiness throughout) and he agreed that it needed painted. He has so far tried to charge us for paintwork totaling to £450 as well as £100 for professional cleaning. As far as i we are aware we were never given an inventory to sign upon moving in to the property and we are currently awaiting a copy of the contract to see if it mentions anything about the house having to be left to a professionally cleaned standard upon leaving. So my question is this, as far as the paintwork stands should it not be taken as fair wear and tear as the house had a mold problem to begin with? and in general what other advice could any of you give me on how to take this forward. We have already contacted citizens advice but got a very generic looking copy and paste email back that basically said take him to a small claims court but we don't have the funds to do this. any help on this situation would be much appreciated
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