Hello, in the last few days have I discovered that Vanquis Credit Card company are [problem]mers.
I already have credit cards with Barclays and Capital One, and manage them perfectly well, am not in debt to them.
I apologise, here, for the length of this post.
In June this year, I received (junk mail....) an envelope from Vanquis, offering me a credit card with them.
Because I was in need of a bit more cash at the time, I stupidly filled in the online application form, and then received a phone-call from them. They approved me for one of their cards.
I did NOT then know