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Found 4 results

  1. I wonder if anyone can advise me of a contact number or help regarding a loan taken out pre regulation via Central Trust CT capital with Endeavour personal finance who are now HSBC HSBC blame Central trust as the broker - Central trust say they were not regulated pre 2005 so told me to look at the underwriter who were Hamilton Insurance. I believe they are now Aviva Insurance. I have telephoned many Aviva numbers today - they all tell me that they have never heard of a PPI claim with them as the underwriters?? Am I going mad? I really have no idea who to contact at Aviva
  2. Hi can anyone help We bought a kitchen, Company Living Design (Home Imp Ltd) who have ceased trading. This was done through Finance and we were told NO PPI No Finance and that was it. The loan was originally by First National who was taken over in 2003 by GE Money Lending, Insurance Policy Underwriter Cardiff Pinnacle. I wrote to GE Money only to get back what seems one of there standard letters saying they neither sold the PPI OR was they present, they cannot investigate. As they stated this was their final response. The PPI was in my husbands name only and he was stilling paying up to the age of 71, he received a letter stating he was no longer covered now he reached 65 and the the PPI ceased. Any help would be more than appreciated.
  3. In instances where the loan provider was non regulated does anybody have an experience of PPI claims against the Underwriter? The FOS have said it's not a problem that the provider was non regulated and they will go after the Underwriter, who is regulated. Now, I was mis sold PPI several different ways, and even though the Underwriter had nothing to do with the actual sale of the policies the product they provided was impossible for me to claim on - amongst other things I was self employed at the time of the sale. Regardless of my claim being successful or not, does anybody on here have any experience of claims against the Underwriter, whether or not the process is longer than a normal FOS PPI adjudication and whether not not I am able to take the Underwriter to court, if that is a quicker path?
  4. My ex husband walked out 3 yrs ago leaving me to pay a hefty joint loan on my own. The payments per month are £298. per month. I have just received a court order with a financial settlement of me paying the rest of the loan off in exchange for the family home. I must get his name off the Sainsburys loan within 28 days otherwise I could go to prison (scary when you have 2 children). I rang up Sainsburys to get apply for a loan and was refused on the basis of my credit score which incidently is 999 with experian. I have never missed a payment with any of my finance/mortgage. The new loan I was offered on application was £82 per month. I was told to put a report together, a copy of my credit report/bank statements/decree absolute etc and send it to the underwriter which I did. The underwriter has refused it again on the basis of my £200,000 mortgage even though I am selling the property next year and I have £160,000 equity in my home. So Sainsburys would rather I go to prison and not be able to pay anything whilst in there and struggle paying £298 per month, than pay £82 per month and get all of there money next year!!! Something very wrong somewhere!! Oh and the help they give is absolutely zero.... Do not go near them with a barge pole.....
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