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Found 3 results

  1. Hi all, Don't go there but I have, again, got myself into a situation. Long and short I owe Uncle Buck £742.23. I emailed them over a week before it was due that due to devastating personal change in circumstances I cannot pay and I offered £40 a month. Very slow to respond to emails and was told, on the Wednesday that an I & E form would be sent via email. It turned up Friday, the day the loan was due to be paid (25th April). But they are asking for too much and seems very intrusive. The I & E form is very long with Excel tabs outlining every area of life! H
  2. quick question regarding uncle, You borrow 100 pounds and they charge you 15 pounds for fast transfer so your credited with 85 pound. flat rate interest of 34.95%= repayment of 134.95 but it says in terms "This costs £15, which will be deducted from the amount of credit you receive. Please note that this charge is totally optional, not mandatory, and does not form part of the Total Charge for Credit, so if you opt to pay it, it is not reflected in the calculation of the APR shown above. So is 134.95 correct?
  3. Hi, Due to the demands of Christmas I stupidly took out two payday loans one with Minicredit and the other for Unclebuck. Both are due next week but there is no way I can afford to pay them back in full. I owe m.c. approx £300 and u.b. approx £200, I will offer them a reasonable repayment amount tomorrow via email. I have cancelled my debit card and instructed my bank to cancel the CPA on both. However I am terrified of the extortionate amount both of these lenders seem to add to loans if they default (reading other posts). I have learnt my lesson and just want to repay both but I expect the
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