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About Me


Found 11 results

  1. Hello everyone ive had no end of problems with a company called MYJAR they registered a debt and default on my call credit report 3 months ago for a debt that was 3 years old and made out as if id only just started missing payments etc. I complained to the FOS who agreed fully and told them to update the default to the correct date. I checked last month and it the whole account had been removed again great so i thought. This month the debt is showing again but default has been removed and shows now that i'm 1 month late on repayments. I have been complaining to Mr Gumbley but had a reply stati
  2. Evening all. Today I checked my updated Noddle and MyJar have entered a default from an old TxtLoan from a loan taken 02/12 - default date is 05/12. I was taking payday loans from 2 different companies, I had defaults already on my file and a couple of credit cards maxed out. I currently have a Wonga case with the FOS, would I be sensible waiting for the outcome of this one before tackling the MyJar one? Thank you
  3. Hi all, toay I had a refund offer from My Jar/Txt Loans for £108 ...i took 2 loans out in 2009 one was repaid on time and then i took another out immediately although I defaulted on this one and late fees etc were added and a few months later I repaid it. Today after I raised a complaint re irrisponsible lending they offered a refund of £108. Safeloans have agreed to remove the ccj from my CRA. TrustedQuid have agreed to work with me to repay the last loan of £150 and remove all references from my CRA files when they receive the first payment FOS has upheld my complaint against
  4. Hi I have a loan with My Jar, I took this out in 2011, got myself in a mess and then agreed a repayment plan with them which have continued to pay on time as agreed. I recently viewed my credit report and noticed My Jar have placed a default on this, now I accept I defaulted in 2011 and have since been repaying, my issue with this is they have only placed the default on my report recently and it is dated this year so will be on my report until 2021!!! Can I complain and ask them to show the date of default which was in 2011? Also can they even do this without sending a further def
  5. Hi all, I had a loan for £300 last November - had trouble paying it back and contacted My Jar straight away. T hey set me a repayment plan up for £360 including interest and I had to pay it back £30 each month. I paid every month ontime no trouble at all until I went on holiday in June and was late paying. As soon as I came back I paid the £30 so by this time I had paid £240 back of my loan with just 4 payments left. Next thing I receive is an email from a recovery team demanding £342.50 from me as I was late on making my June payment.
  6. Hi does anyone have upto date bank details please for myjar?? no debit card at moment and want to pay them something this week but don't want them to know just yet I cant pay in full. many thanks
  7. Hi, I was on a payment plan with txt loan and missed 1 £20 payment the following monday i recieved a txt and email saying it was paid off and couldnt get a loan for 3 months, fair enough but i didnt have the money in the bank? the next day i get a txt from my bank saying im over my overdraft limit?? how could i be if theres nothing in there to take how could they take 279 pounds? Advance card payment? so now im over my overdraft getting charged daily and my wages dont cover what im over due so ill get 2 weeks of daily fees? can i do anything?? other than eat beans for a fortnight?
  8. Hi, hoping somebody will be able to help and advise me. Last year I stupidly got a pay day loan from TXT Loan to cover some emergency car bills, but, as is so often the case I couldn't afford to repay it so just kept reapplying for the £200 loan straight after repaying it. Eventually I decided to default on it and try to set up a repayment plan which I managed to do quite easily at £25 a month via standing order. Total I was to repay was around £259 I made the first repayment in June which went through and again in July but after checking my account noticed TXT Loan hadn't taken it o
  9. Hi caggers Need a little help with these bottom feeders. Recieved a phone call at work from these bottom feeders regarding an outstanding balance of £247.00. I phoned them to agree a discounted settlement figure as I did not agree with it being that much. I got a settlement figure of £ 160 that I agreed to pay in two instalments and I requested that this be sent out in writing b4 i pay anything. The date of the first payment came and went and I paid nothing as I did not receive any letter of agreement from them. I then received a letter in the post stating legal action or a doorstep vis
  10. The Information Commission is trying to bring an end to the modern plague of unwanted messages * ICO wants victims to contact them so they can fine those responsible for the stream of calls http://www.dailymail.co.uk/news/article-2211214/Is-end-unwanted-texts-PPI-firms-Two-men-face-250-000-fine-sending-millions-messages.html
  11. I've been going through the DCA's as they have popped up and with CCA requests etc they have pretty much all given up. A while ago I dumped our land line number when we swapped from BT to Virgin and did the same with the mobile so it's been peaceful! Just keeping an eye on my credit file (via deal from bank with travel/mobile insurance for a good price BTW) and it's just a case of watching them drop into the SB abyss over the next few months, lord know I tried to get this sorted with the original creditors but that was like pushing water uphill so I have no issues
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