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Found 7 results

  1. I had a debt with Monument Credit card that was bought by HFO. I got court papers in 2007 for them to get the monies owed. I spoke to them and was told to send the forms back to them and they would deal with it. Did all this and next thing i knew the court had ordered in their favor. They also obtained a charge against my property to secure the debt. As i owed the debt I just accepted it and we came to an arrangement to pay £20.00 per month. Balance was now £2,045.06 up from £1,477.56 as they added on cost and interest I think. I have paid this since
  2. Hi, I'm hoping someone may be able to help me with a problem I have which involves Turnbull Rutherford / HFO Capital Limited & HFO Services Ltd. It revolves around a Barclaycard debt going back to 2007. I have attempted to get Divorced & had my submission returned form the Court due to their being a Couple of Charging Orders listed against the property I shared with my ex which we had a mortgage in joint names on. It would appear that a CCJ was granted at Northampton CC on 4th July 2008 in favour of HFO Services Ltd ( I was never notified that they had applie
  3. Hi there, In 2007 I was the victim (like many others) of the aggressive tactics of Turnbull Rutherford Solicitors in conjunction with HFO Services (they are actually the same people, or were then - HFO bought unsecured debts and Turnbull converted them to secured debts by a court order, on an industrial scale). At the time in 2007, I was ignorant of what I should have done, which was to question the validity of the contract by making a Subject Access Request. But as I didn't know about this I had no option but to complete the N9A and offer to pay by instalments. T
  4. Hi I was wondering if someone can offer any advice. I deferred on a credit card in my youth. Around £1500. This got passed on to HFO Service. After some contact I started paying it back. I payed around £800 back when I realised that they ahd added an extortionate amoun of interest on. I went to citizens advice etc ad they contacted them and all went quiet for a year or so. I sent them a CCA & SAR letter but have already payed some money back. I heard nothing apart from letters from Turnbull & rutherford. They have recently contacted again to say I still owe a
  5. High I'm new here, so don't even know if I'm in the right section, apologies but in mitigation I am a pensioner. I have recently found out that my husband of 71 has run up credit card debts which had been defaulted on payment, the debt was apparently sold to collection solicitors Turnbull Rutherford, I have now taken charge of trying to sort out the mess, this company has place an attachment to our property, and it appears that the interest has been pilling up, the debt is currently at £21k, I have requested copies of the original signed agreements as per the sale of goods act 1979 sectio
  6. Hi All I recieved this today....... Dear Mr W Acct with OC xxxxx Acct Num xxxxxx HFO case no xxxxx Amount Owing xxxxx We have tried to contact you several times blah blah with the offer that HFO has for you in connection with your acct, Current Bal xxxxxxx. We are reviewing your acct and preparing an in depth info dossier on your current financial situation, if you fail to get in touch then ' your dossier ' will be forwarded to our solicitors with the instruction ' Sue ' Our credit search shows that you have an active xxxx account upon your credit report, in this
  7. Thank you for your information / advice so far. I have 2 CCJ's that have been with HFO Services / Turnbull Rutherford, which have been in force since Oct/Nov 2007. I pay £1 per month on each. As I stated earlier, they did try to say I had arrears and take me to Court on one of these CCJ's previously. This appears to be what they are trying to do again. The last time the case was transferred to Manchester - they didn't turn up and it was judged 'out of time' and it was thrown out. They are using one of the CCJ Claimant Refs on the letter that I have just received from them and are statin
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