I was hoping for some advice regarding a txt msg I got (see below) which when read got me very concerned.
I rang the number and they said they were from regal credit.
They took some details from me and then told me I owed money to one of their clients.
I was angry with them about the way the tactics used to get hold of me.
I didn't know anything about this until the txt msg came through.
Because I gave them my details I now have a letter from them stating that they
"recommend to their client that legal action is commenced in 7 days.
Can I get some advice